# US Treasury bond ETFs compared for UAE and NRI investors

Source page: https://www.rudowealth.com/etf/category/us-treasury-etfs

ETFs that hold US government bonds, from 1-month bills to bonds of 20 years and more, and inflation-linked Treasuries (TIPS). The longer the bonds, the more the price moves when interest rates change.

| # | Ticker | ETF | Domicile | Currency | 1Y | 3Y (annualised) | 5Y (annualised) | Volatility 3Y | Worst fall 5Y | Expense ratio |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | [SGOV](https://www.rudowealth.com/etf/SGOV) | iShares 0-3 Month Treasury Bond ETF | US | USD | +3.6% | +4.5% | +3.8% | 0.2% | -0.0% | 0.09% |
| 2 | [BIL](https://www.rudowealth.com/etf/BIL) | State Street SPDR Bloomberg 1-3 Month T-Bill ETF | US | USD | +3.6% | +4.4% | +3.7% | 0.2% | -0.1% | 0.14% |
| 3 | [VGIT](https://www.rudowealth.com/etf/VGIT) | Vanguard Intermediate-Term Treasury ETF | US | USD | -2.1% | +3.7% | -0.4% | 4.4% | -13.7% | 0.03% |
| 4 | [TLT](https://www.rudowealth.com/etf/TLT) | iShares 20+ Year Treasury Bond ETF | US | USD | -9.5% | +1.1% | -8.2% | 13.3% | -43.7% | 0.15% |
| 5 | [IEF](https://www.rudowealth.com/etf/IEF) | iShares 7-10 Year Treasury Bond ETF | US | USD | -4.0% | +3.4% | -1.9% | 6.3% | -20.4% | 0.15% |
| 6 | [GOVT](https://www.rudowealth.com/etf/GOVT) | iShares U.S. Treasury Bond ETF | US | USD | -2.1% | +3.5% | -1.0% | 5.2% | -16.2% | 0.05% |
| 7 | [SHY](https://www.rudowealth.com/etf/SHY) | iShares 1-3 Year Treasury Bond ETF | US | USD | +1.3% | +3.9% | +1.7% | 1.6% | -5.5% | 0.15% |
| 8 | [SHV](https://www.rudowealth.com/etf/SHV) | iShares Trust iShares 0-1 Year Treasury Bond ETF | US | USD | +3.5% | +4.4% | +3.6% | 0.2% | -0.4% | 0.15% |
| 9 | [USFR](https://www.rudowealth.com/etf/USFR) | WisdomTree Floating Rate Treasury Fund | US | USD | +4.0% | +4.6% | +3.9% | 0.3% | -0.2% | 0.15% |
| 10 | [IEI](https://www.rudowealth.com/etf/IEI) | iShares 3-7 Year Treasury Bond ETF | US | USD | -1.7% | +3.7% | -0.1% | 3.9% | -12.6% | 0.15% |
| 11 | [STIP](https://www.rudowealth.com/etf/STIP) | iShares 0-5 Year TIPS Bond ETF | US | USD | +1.1% | +4.7% | +2.5% | 1.9% | -6.5% | 0.03% |
| 12 | [SCHP](https://www.rudowealth.com/etf/SCHP) | Schwab US TIPS ETF | US | USD | -2.3% | +4.2% | -0.1% | 4.5% | -14.3% | 0.03% |
| 13 | [VGLT](https://www.rudowealth.com/etf/VGLT) | Vanguard Long-Term Treasury ETF | US | USD | -7.9% | +2.2% | -7.0% | 12.1% | -41.0% | 0.03% |
| 14 | [DTLA.L](https://www.rudowealth.com/etf/DTLA.L) | iShares $ Treasury Bond 20+yr UCITS ETF | Ireland | USD | -9.5% | +0.9% | -8.1% | 13.0% | -42.8% | 0.07% |

Ordered by fund size, largest first. Total returns with dividends reinvested, in each listing's currency. Leveraged and inverse ETFs are not included.

What differs for an investor living in the UAE:
- Shares of a US bond ETF count as US assets for US estate tax. Income a US bond fund reports as interest-related dividends is exempt from the 30% US withholding for an investor outside the US with a W-8BEN form on file (26 USC 871(k)); whether it is applied depends on the fund and the broker. Confirm your position with a tax adviser.

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RuDo Wealth is a fee-only cross-border advisory operating through two separate companies. India: RuDo Wealth Investment Advisory, SEBI Registered Investment Adviser, registration INA000019503. UAE: RuDo Digital Wealth, FSRA Financial Services Permission 220155, Category 3C (Retail), ADGM. The entity permitted to serve you depends on your country of residence.

General information, not a recommendation to buy or sell any fund. Past performance does not indicate future returns.