# Conservative Hybrid mutual funds compared

Source page: https://www.rudowealth.com/mutual-funds/category/conservative-hybrid-funds

Conservative hybrid funds hold 75% to 90% of their assets in bonds and 10% to 25% in equities. (SEBI categorisation of mutual fund schemes, 6 October 2017, as amended.)

All 20 conservative hybrid funds, Direct plan, Growth option, NAV as of 2026-10-07. Every figure is worked out from each fund's own NAV.

Category averages: 3-year return +7.7% a year, 5-year return +7.3% a year (both annualised), volatility over 3 years 4.3%, expense ratio 0.89%.

| Rank | Fund | 1Y | 3Y (annualised) | 5Y (annualised) | Volatility 3Y | Worst fall 5Y | Expense ratio | Fund size |
|---|---|---|---|---|---|---|---|---|
| 1 | [Bank of India Conservative Hybrid Fund Fund-Direct Plan-Growth](https://www.rudowealth.com/mutual-funds/bank-of-india-conservative-hybrid-fund-fund-direct-plan-growth) | +2.5% | +6.4% | +9.5% | 4.2% | -4.1% | 1.18% | ₹65 Cr |
| 2 | [Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/parag-parikh-conservative-hybrid-fund-direct-plan-growth) | +3.2% | +9.2% | +9.0% | 3.5% | -2.3% | 0.31% | ₹3,481 Cr |
| 3 | [Aditya Birla Sun Life Conservative Hybrid Active FOF - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/aditya-birla-sun-life-conservative-hybrid-active-fof-direct-plan-growth-option) | +3.1% | +9.3% | +8.5% | 5.2% | -4.4% | 0.47% | ₹18 Cr |
| 4 | [SBI Conservative Hybrid Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/sbi-conservative-hybrid-fund-direct-plan-growth) | +4.4% | +8.3% | +8.4% | 4.1% | -3.6% | 0.98% | ₹10,226 Cr |
| 5 | [Kotak Conservative Hybrid Fund - Growth - Direct](https://www.rudowealth.com/mutual-funds/kotak-debt-hybrid-growth-direct) | +1.2% | +8.5% | +8.1% | 5.4% | -4.4% | 0.61% | ₹2,833 Cr |
| 6 | [Nippon India Conservative Hybrid  Fund - Direct Plan Growth Plan - Growth Option](https://www.rudowealth.com/mutual-funds/nippon-india-conservative-hybrid-fund-direct-plan-growth-plan-growth-option) | +5.7% | +8.5% | +8.1% | 2.4% | -2.1% | 0.99% | ₹984 Cr |
| 7 | [ICICI Prudential Conservative Hybrid Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/icici-prudential-regular-savings-fund-direct-plan-growth) | +2.3% | +8.6% | +8.1% | 3.6% | -3.1% | 1.04% | ₹3,329 Cr |
| 8 | [Aditya Birla Sun Life Conservative Hybrid Fund - Growth / Payment - Direct Plan](https://www.rudowealth.com/mutual-funds/aditya-birla-sun-life-regular-savings-fund-growth-payment-direct-plan) | +2.9% | +8.4% | +7.8% | 3.9% | -4.9% | 0.96% | ₹1,502 Cr |
| 9 | [HDFC Conservative Hybrid Fund - Growth Option - Direct Plan](https://www.rudowealth.com/mutual-funds/hdfc-hybrid-debt-fund-growth-option-direct-plan) | +0.5% | +7.1% | +7.4% | 4.7% | -4.1% | 1.17% | ₹3,201 Cr |
| 10 | [Baroda BNP Paribas Conservative Hybrid Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/baroda-bnp-paribas-conservative-hybrid-fund-direct-plan-growth-option) | +4.1% | +8.4% | +7.4% | 4.2% | -4.5% | 0.60% | ₹944 Cr |
| 11 | [HSBC Conservative Hybrid Fund - Direct Growth](https://www.rudowealth.com/mutual-funds/hsbc-conservative-hybrid-fund-direct-growth) | +1.3% | +8.7% | +7.3% | 5.5% | -6.1% | 1.20% | ₹156 Cr |
| 12 | [DSP Conservative Hybrid Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/dsp-regular-savings-fund-direct-plan-growth) | +2.7% | +8.6% | +7.3% | 4.0% | -4.5% | 0.64% | ₹178 Cr |
| 13 | [Franklin India Conservative Hybrid Fund - Direct - Growth](https://www.rudowealth.com/mutual-funds/franklin-india-conservative-hybrid-fund-direct-growth) | +1.1% | +7.6% | +7.0% | 4.3% | -4.0% | 0.80% | ₹210 Cr |
| 14 | [Canara Robeco Conservative Hybrid Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/canara-robeco-conservative-hybrid-fund-direct-plan-growth-option) | +1.9% | +7.5% | +6.7% | 4.5% | -3.9% | 0.74% | ₹852 Cr |
| 15 | [UTI Conservative Hybrid Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/uti-conservative-hybrid-fund-direct-plan-growth-option) | +0.3% | +7.5% | +6.7% | 4.9% | -4.9% | 1.29% | ₹1,646 Cr |
| 16 | [Bandhan Conservative Hybrid Passive FOF - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/bandhan-conservative-hybrid-passive-fof-direct-plan-growth) | +1.6% | +7.2% | +6.4% | 4.0% | -5.4% | 0.05% | ₹5 Cr |
| 17 | [Axis Conservative Hybrid Fund- Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/axis-conservative-hybrid-fund-direct-plan-growth-option) | +0.6% | +6.3% | +5.6% | 4.4% | -5.9% | 1.11% | ₹219 Cr |
| 18 | [Bandhan Conservative Hybrid Fund-Direct Plan-Growth](https://www.rudowealth.com/mutual-funds/bandhan-conservative-hybrid-fund-direct-plan-growth) | +1.7% | +6.9% | +5.5% | 4.5% | -5.1% | 0.89% | ₹87 Cr |
| 19 | [LIC MF Conservative Hybrid Fund-Direct Plan-Growth](https://www.rudowealth.com/mutual-funds/lic-mf-conservative-hybrid-fund-direct-plan-growth) | +2.4% | +6.4% | +5.4% | 4.1% | -4.7% | 1.69% | ₹47 Cr |
| 20 | [Sundaram Conservative Hybrid Fund Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/sundaram-conservative-hybrid-fund-direct-plan-growth) | -1.2% | +5.2% | +5.1% | 4.3% | -4.2% | 1.13% | ₹19 Cr |

Ordered by 5-year annualised return, highest first; funds younger than 5 years follow by 3-year, then 1-year return. Volatility is the annualised standard deviation of monthly returns. Worst fall is the largest drop from a peak in the last 5 years. We do not label any fund as the best.

Investing from the UAE: NRIs can generally invest once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept residents of the United States or Canada. The UAE does not levy personal income tax, and the India UAE tax treaty may affect how gains are treated, so confirm your own position with a tax adviser.

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RuDo Wealth is a fee-only cross-border advisory operating through two separate companies. India: RuDo Wealth Investment Advisory, SEBI Registered Investment Adviser, registration INA000019503. UAE: RuDo Digital Wealth, FSRA Financial Services Permission 220155, Category 3C (Retail), ADGM. The entity permitted to serve you depends on your country of residence.

General information, not a recommendation to buy or sell any fund. Past performance does not indicate future returns.