# Consumption mutual funds compared

Source page: https://www.rudowealth.com/mutual-funds/category/consumption-funds

Consumption funds put at least 80% of their assets in companies that sell to consumers, such as retail, consumer goods and autos. (SEBI categorisation of mutual fund schemes, 6 October 2017, as amended.)

All 26 consumption funds, Direct plan, Growth option, NAV as of 2026-10-07. Every figure is worked out from each fund's own NAV.

Category averages: 3-year return +9.1% a year, 5-year return +10.1% a year (both annualised), volatility over 3 years 16.6%, expense ratio 1.09%.

| Rank | Fund | 1Y | 3Y (annualised) | 5Y (annualised) | Volatility 3Y | Worst fall 5Y | Expense ratio | Fund size |
|---|---|---|---|---|---|---|---|---|
| 1 | [Tata India Consumer Fund-Direct Plan-Growth](https://www.rudowealth.com/mutual-funds/tata-india-consumer-fund-direct-plan-growth) | +2.5% | +13.5% | +12.4% | 17.2% | -20.7% | 0.92% | ₹2,901 Cr |
| 2 | [Mirae Asset Great Consumer Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/mirae-asset-great-consumer-fund-direct-plan-growth) | -5.8% | +9.9% | +11.4% | 17.2% | -23.5% | 0.66% | ₹4,742 Cr |
| 3 | [ICICI Prudential BHARAT Consumption Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/icici-prudential-bharat-consumption-fund-direct-plan-growth-option) | -7.1% | +8.6% | +11.0% | 15.4% | -21.3% | 1.32% | ₹3,238 Cr |
| 4 | [Nippon India Consumption Fund - Direct Plan Growth Plan - Growth Option](https://www.rudowealth.com/mutual-funds/nippon-india-consumption-fund-direct-plan-growth-plan-growth-option) | -8.8% | +8.5% | +10.9% | 16.8% | -23.9% | 0.91% | ₹2,452 Cr |
| 5 | [Mahindra Manulife Consumption Fund - Direct Plan -Growth](https://www.rudowealth.com/mutual-funds/mahindra-manulife-consumption-fund-direct-plan-growth) | -7.8% | +8.9% | +10.5% | 16.0% | -22.7% | 1.09% | ₹489 Cr |
| 6 | [Canara Robeco Consumption Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/canara-robeco-consumer-trends-fund-direct-plan-growth-option) | -5.9% | +9.7% | +10.2% | 16.3% | -21.3% | 0.93% | ₹1,987 Cr |
| 7 | [SBI Consumption Opportunities Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/sbi-consumption-opportunities-fund-direct-plan-growth) | -12.4% | +4.4% | +10.2% | 16.8% | -25.9% | 1.17% | ₹2,827 Cr |
| 8 | [Sundaram Consumption Fund Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/sundaram-consumption-fund-direct-plan-growth) | -8.5% | +7.3% | +9.5% | 16.8% | -23.7% | 1.69% | ₹1,516 Cr |
| 9 | [Baroda BNP Paribas India Consumption Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/baroda-bnp-paribas-india-consumption-fund-direct-plan-growth-option) | -8.8% | +8.6% | +9.2% | 16.0% | -21.4% | 1.06% | ₹1,454 Cr |
| 10 | [Aditya Birla Sun Life Consumption Fund - Growth - Direct Plan](https://www.rudowealth.com/mutual-funds/aditya-birla-sun-life-consumption-fund-growth-direct-plan) | -9.1% | +7.8% | +8.4% | 15.8% | -20.8% | 0.94% | ₹6,085 Cr |
| 11 | [UTI India Consumer Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/uti-india-consumer-fund-direct-plan-growth-option) | -8.0% | +8.5% | +7.3% | 17.2% | -23.3% | 1.59% | ₹733 Cr |
| 12 | [HSBC Consumption Fund - Direct Growth](https://www.rudowealth.com/mutual-funds/hsbc-consumption-fund-direct-growth) | +0.8% | +15.1% | N/A | 17.4% | N/A | 0.86% | ₹1,817 Cr |
| 13 | [HDFC Consumption Fund - Growth Option - Direct Plan](https://www.rudowealth.com/mutual-funds/hdfc-non-cyclical-consumer-fund-growth-option-direct-plan) | -8.8% | +8.2% | N/A | 16.5% | N/A | 1.28% | ₹1,022 Cr |
| 14 | [Quant Consumption Fund - Growth Option - Direct Plan](https://www.rudowealth.com/mutual-funds/quant-consumption-fund-growth-option-direct-plan) | +2.8% | N/A | N/A | N/A | N/A | 1.72% | ₹190 Cr |
| 15 | [ITI Bharat Consumption Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/iti-bharat-consumption-fund-direct-plan-growth) | -1.1% | N/A | N/A | N/A | N/A | 0.96% | ₹370 Cr |
| 16 | [Kotak Consumption Fund - Direct plan - Growth Option](https://www.rudowealth.com/mutual-funds/kotak-consumption-fund-direct-plan-growth-option) | -3.4% | N/A | N/A | 16.4% | N/A | 0.88% | ₹1,730 Cr |
| 17 | [Bank of India Consumption Fund - Direct - Growth](https://www.rudowealth.com/mutual-funds/bank-of-india-consumption-fund-direct-growth) | -3.5% | N/A | N/A | N/A | N/A | 1.56% | ₹370 Cr |
| 18 | [Bajaj Finserv Consumption Fund - Direct - Growth](https://www.rudowealth.com/mutual-funds/bajaj-finserv-consumption-fund-direct-growth) | -7.0% | N/A | N/A | N/A | N/A | 1.23% | ₹611 Cr |
| 19 | [Edelweiss Consumption Fund - Direct - Growth](https://www.rudowealth.com/mutual-funds/edelweiss-consumption-fund-direct-growth) | -7.2% | N/A | N/A | N/A | N/A | 0.94% | ₹493 Cr |
| 20 | [Mirae Asset NIFTY India New Age Consumption ETF Fund of Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/mirae-asset-nifty-india-new-age-consumption-etf-fund-of-fund-direct-plan-growth) | -7.4% | N/A | N/A | N/A | N/A | 0.12% | ₹22 Cr |
| 21 | [Axis Consumption Fund Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/axis-consumption-fund-direct-plan-growth) | -9.1% | N/A | N/A | N/A | N/A | 0.86% | ₹2,616 Cr |
| 22 | [Invesco India Consumption Fund - Direct Plan - Growth](https://www.rudowealth.com/mutual-funds/invesco-india-consumption-fund-direct-plan-growth) | N/A | N/A | N/A | N/A | N/A | 1.12% | ₹599 Cr |
| 23 | [LIC MF Consumption Fund-Direct Plan-Growth](https://www.rudowealth.com/mutual-funds/lic-mf-consumption-fund-direct-plan-growth) | N/A | N/A | N/A | N/A | N/A | 1.18% | ₹461 Cr |
| 24 | [Motilal Oswal Consumption Fund-Direct-Growth](https://www.rudowealth.com/mutual-funds/motilal-oswal-consumption-fund-direct-growth) | N/A | N/A | N/A | N/A | N/A | 0.84% | ₹1,185 Cr |
| 25 | [Union Consumption Fund - Direct Plan - Growth Option](https://www.rudowealth.com/mutual-funds/union-consumption-fund-direct-plan-growth-option) | N/A | N/A | N/A | N/A | N/A | 1.49% | ₹336 Cr |
| 26 | [WhiteOak Capital Consumption Opportunities Fund Direct Plan Growth](https://www.rudowealth.com/mutual-funds/whiteoak-capital-consumption-opportunities-fund-direct-plan-growth) | N/A | N/A | N/A | N/A | N/A | 1.13% | ₹140 Cr |

Ordered by 5-year annualised return, highest first; funds younger than 5 years follow by 3-year, then 1-year return. Volatility is the annualised standard deviation of monthly returns. Worst fall is the largest drop from a peak in the last 5 years. We do not label any fund as the best.

Investing from the UAE: NRIs can generally invest once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept residents of the United States or Canada. The UAE does not levy personal income tax, and the India UAE tax treaty may affect how gains are treated, so confirm your own position with a tax adviser.

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General information, not a recommendation to buy or sell any fund. Past performance does not indicate future returns.