Build Wealth Effortlessly For Your Happiness

RuDo helps you build long-term wealth through regular saving, automated investing, and financial education

Join Us
*Get AED 20 as RuDo credit by joining now
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Grow your spare change automatically with Roundup
Transform your everyday purchases into investments! With the spare change of AED 18.50 from grocery or coffee, invest just AED 1.50 towards your future.
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Invest with Smarty Pants
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Recurring Investment
Smarty Pants helps you make investing a habit with recurring investments on a daily, weekly, or monthly basis.
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Automatic Portfolio Rebalancing
Rebalance your portfolio to maintain your allocation and align with your long-term financial goal.
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Automatic Dividend Reinvesting
Smarty Pants automatically reinvests the dividends you earn on investments.

Automated Investing

Smarty Pants crafts a customised portfolio backed by Nobel Prize-winning science. Stay unaffected by market fluctuations and build long-term wealth with low risks and high returns.

Portfolio

Conservative

I prefer low-risk investment options with better returns than savings.
Expected gross return I want to invest my money for:
~2%
2-4
years
Portfolio

Balanced

I prefer to take a moderate risk, but nothing too unpredictable through a globally diversified multi-asset portfolio.
Expected gross return I want to invest my money for:
~4%
4-6
years
Portfolio

Balanced+

I prefer to take a slightly higher risk and seek a balanced portfolio with a focus on growth through a globally diversified multi-asset portfolio.
Expected gross return I want to invest my money for:
~6%
6-8
years
Portfolio

Growth

I prefer to take high-risk, high-reward investments for long-term growth through a globally diversified multi-asset portfolio.
Expected gross return I want to invest my money for:
~8%
8-10
years
Portfolio

High Growth

I aim to achieve maximum capital appreciation with high-risk, high-reward investments through a globally diversified equity portfolio.
Expected gross return I want to invest my money for:
~10%
10+
years
Portfolio

Conservative

I prefer low-risk investment options with better returns than savings.
Expected gross return I want to invest my money for:
~2%
2-4 years
Portfolio

Balanced

I prefer to take a moderate risk, but nothing too unpredictable through a globally diversified multi-asset portfolio.
Expected gross return I want to invest my money for:
~4%
4-6 years
Portfolio

Balanced+

I prefer to take a slightly higher risk and seek a balanced portfolio with a focus on growth through a globally diversified multi-asset portfolio.
Expected gross return I want to invest my money for:
~6%
6-8 years
Portfolio

Growth

I prefer to take high-risk, high-reward investments for long-term growth through a globally diversified multi-asset portfolio.
Expected gross return I want to invest my money for:
~8%
8-10 years
Portfolio

High Growth

I aim to achieve maximum capital appreciation with high-risk, high-reward investments through a globally diversified equity portfolio.
Expected gross return I want to invest my money for:
~10%
10+ years

Power of compounding

Compound returns are the eighth wonder of the world. Experience the magic of compounding with RuDo's calculator to see how your money could potentially grow over time.

Currency
AED  
AED  
 years
Compound Frequency

Total expected value

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This chart shows a rough estimate of how your investment will grow based on the initial deposit, contribution schedule, time horizon, and interest rate. Please note that changing these factors will give you different results. The results do not guarantee how the investment portfolios of RuDo will perform and it doesn't consider economic or market fluctuations that affect investment outcomes.

Invest in what matters to YOU
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Everyday Investing

Everyday investing is a simple and convenient way to invest a small amount of money daily and grow it over time.

ESG Investing

ESG stands for environmental, social, and governance. Invest with your values and earn returns by integrating ESG factors.

Halal Investing

It combines technology with Shariah-compliant investing to provide a value-oriented way to grow your wealth.

Refer & Earn AED 20
For every friend you invite, you’ll get AED 20 worth of RuDo credits. What’s more, you can refer as many friends as you like! Together, let's empower everyone to build long-term wealth and achieve financial wellness!
Refer & Earn
*Terms & Conditions apply
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Recognised by
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You Can Rest Easy

* Bank Level Security

* SSL Encryption

Provides secure and encrypted communication, ensuring the confidentiality and integrity of your data.

* Local Data Protection Regulations

Safeguards sensitive information, fostering trust and compliance within the digital landscape.

FAQ’s
Still deciding if we’re right for you? These frequently asked questions may help.
What is a robo-advisor?
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A robo-advisor is a digital financial advisor that automatically builds and manages your portfolio based on your investment preferences, using passive index investing strategies. Robo-advisors consider your risk tolerance and financial goals for minimal guidance from a human financial advisor.

What is automated investing?
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Automated investing is a powerful tool that automatically creates an investment portfolio tailored to your risk profile. It is a passive investment strategy which saves you time and provides a hassle-free way to build a diversified global portfolio. RuDo automatically rebalances your portfolio to keep it up-to-date and optimised for maximum returns. Invest effortlessly and intelligently with RuDo's Smart Portfolio.

Is automated investing a good idea?
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Automated investing offers competitive pricing, convenience, and eliminates human errors. Clients can enjoy a hands-off approach, avoiding active trading's time-consuming research and management. Discover the benefits of automated investing with RuDo.

What is round-up investing?
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Roundup investing automatically invests spare change from everyday purchases, usually small amounts of money, into a portfolio of global assets such as stocks, bonds, real estate or gold.

How does round-up investing work?
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Round-up investing operates by linking a user's bank account to their RuDo investment account. With each purchase, the transaction amount is rounded up to the nearest AED 5, and the remaining amount is automatically invested into the account.

What is Refer & Earn?
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It is a referral programme where existing RuDo Wealth users can refer new users to RuDo by using their referral code. Both the referrer and referee will receive AED 20 worth of RuDo credits, once the referee’s investment is successful.