Work because you want to.
Not because you have to.
Fee-only advice across India and global markets. We build the plan and do the investing, every account in your name.
Fee-only. Assets always in your name.
Fee-only
No commissions, nothing sold to you
Regulated in the UAE and India; SIPC covers eligible US brokerage accounts
Assets in your name
Custody at Alpaca and your own folios
India and global in one plan
Planning, investing and review together
Why it matters
Mutual funds, global markets, property, cash, insurance, across your India and global money. Each accumulated on its own, never allocated as one portfolio.
How much is enough?
What belongs in India and global markets?
What's the right mix across assets, India and global?
Different products, different advice. No one owns the complete picture.
What a strategy actually is
Allocation first. Then the right funds.
A portfolio is built in two moves, in order. First the allocation, how your money is split across growth and income, equity and debt, India and global. Over the long run, that mix matters more than any single product you pick. Then the selection, the low-cost, unbiased funds that fill each part of the mix. Most people have neither decided on purpose. We set both, as one plan, and keep it on course.
Allocation
Selection
The low-cost, unbiased instruments that fill each slice. No commissions, so the choice is made for one reason: it is right for you.
One view of everything
Every part of your financial life. One connected plan.
Your India mutual funds, global ETFs, goals and cash in one place, kept current by the people who run it with you.
One connected view
of your whole financial life.
Your portfolio value
USD 255,000
Invested USD 232,000 · Gain USD 23,000 · XIRR 9.8%
Global · ETFs
Diversified, in your name
USD 99,000
+ USD 9,000
India · mutual funds
Direct plans, held in your name
INR 1.40 Cr
+ INR 12.60 L
Illustrative portfolio, not a forecast. India values at about INR 90 per USD.
A guide, not a product
We engineer portfolios. We don't sell products.
Your fee is our only revenue. No commissions, no spreads, no incentive to sell you anything, so every recommendation is made for one reason: it is right for you.
Most professionals end up with a collection of products. We build one coherent strategy, then you choose how far we walk with you, from digital investing to an ongoing private wealth relationship.
Invest
Automated portfolios with intelligent oversight. A clear, disciplined plan with a low time commitment, and human support when you need it.
Fee
USD 0.99 per month
or 0.25% p.a., whichever is higher
Portfolio minimum USD 500
What you get
- Automated portfolio rebalancing
- Data-driven insights
- Global diversification
- Goal-based investing
Wealth
Do it with me: a dedicated adviser builds and runs one coordinated strategy across your India and global money, an ongoing partnership with quarterly reviews.
Fee
0.50% p.a.
or USD 24.99 per month, whichever is higher
Portfolio minimum USD 25,000
What you get
- Everything in Invest, plus:
- Dedicated advisor access
- Financial planning
- Quarterly portfolio review
Private
Performance-aligned wealth management for more complex needs: a senior team, custom construction, and a higher-touch service.
Fee
5% performance fee
Only above your High Water Mark
Portfolio minimum USD 250,000
What you get
- Everything in Wealth, plus:
- Dedicated senior advisor
- Income portfolios
- Custom portfolio construction
Invest and Wealth are fee-only. Private adds a performance fee, charged only on gains above your high-water mark, so we are paid to grow your wealth, never to sell you a product.
Independent and fee-only
You don't need a large portfolio to start.
Hire us for the plan alone, from USD 24.99 a month with no portfolio minimum, and execute wherever you like. Or have us build and run it for you. Planning, execution, or both, you choose.
Financial planning and tax planning are provided by RuDo Wealth Investment Advisory, a SEBI Registered Investment Adviser (INA000019503).
Book a planning sessionNo surprises. No hidden costs.
The questions people ask before they trust anyone with their money, answered upfront.
No entry load. Nothing is charged to put your money to work.
No lock-in. Withdraw whenever you want. Cancel anytime.
No commissions, spreads, or retrocessions. Ever.
No hidden charges. Every fee is shown upfront.
One fee, paid by you. That is our only revenue.
Your accounts, always in your name.
Fund-level charges, custody, or currency-conversion costs, where they apply, are the provider's own and are always shown before you act.
A plan for your whole financial life, and someone accountable who runs it with you, not just a portfolio.
A plan for your whole financial life
Your goals, cash flow, tax, insurance and debt in one plan, not just a list of funds.
Investments connected to real goals
Built around what your money needs to do and when, not what happens to be popular.
Protected for what is close
Money you need soon is kept safe and separate, so a bad year does not derail a near goal.
One clear fee, nothing sold to you
Fee-only advice. No commissions, no products pushed. What is right for you is our only job.
How trust should work
Advice you can examine.
We explain the reasoning behind each recommendation, the risks involved, and what you will pay. You should never have to take advice on faith.
The reasoning, shown
Every recommendation comes with why we made it and what it will cost, not just what to do next.
The trade-offs, named
Some decisions involve real trade-offs. We show them clearly, rather than smoothing them over.
The caveats, stated
Where an answer depends on your tax residence or your circumstances, we say so, and we tell you to confirm it.
That is how trust should work.
How it works
A plan that stops at a PDF is a report. This is where accounts open, money moves, and someone runs it with you.
Understand
Find your Freedom Number, then a 30-minute call. We map your goals and what you already hold, across both countries.
Plan
One written plan across India and global markets. No product to sell you.
Execute
Accounts open in your name. RuDo instructs, but never holds your money.
Monitor
One dashboard for both countries. A quarterly review, and we rebalance only when the plan drifts, not when the news does.
Your money is never with us
Every account is in your name, at a regulated institution. Global holdings sit at Alpaca Securities LLC, a US broker-dealer, SEC registered and a member of FINRA and SIPC, with SIPC protection up to USD 500,000. RuDo advises and instructs. It does not hold client money.
You are doing the hard part. But a pile of investments is not a plan, and building a real corpus takes more than picking funds.
No one has shown you the number you need, or whether you are on course to reach it.
Some in savings, some in funds, a policy someone sold you. No single picture, and nothing holding it together.
A home, your children, your parents, your own retirement. Each is a goal with a date, and they all compete for the same money.
Tax across two countries, the right cover, clearing debt, and holding steady when markets fall. That is what builds real wealth.
Freedom income
Start with what you set aside each month, and see the income a coordinated India and global portfolio could pay you for life: the point where work becomes a choice, not a necessity. No sign-up, and the estimate is yours to keep. A starting point for a conversation, not the whole plan.
Calculate my Freedom Income
Illustrative. Income is an estimate that grows with inflation, not a guarantee. Returns are not guaranteed.
For NRIs
Your money spans more than one country?
One plan across your India and global money, dual-regulated (FSRA and SEBI), with NRE/NRO and cross-border tax handled.
Portfolios built from direct plans and low-cost ETFs, chosen by fit and cost, never because anyone pays us. A selection from names like these.
India · asset management companies
HDFC
ICICI Prudential
SBI
Axis
Kotak
Nippon India
EdelweissGlobal · ETF providers
Vanguard
J.P. Morgan
PIMCOFund houses and ETF providers shown are examples of what we may recommend. They do not endorse, sponsor or partner with RuDo. Recommendations depend on your plan, goals and risk.
Free Financial Calculators
Plan your investments, retirement, and financial independence with our free tools
In The Press
What leading publications are saying about RuDo Wealth and cross-border advisory for NRI professionals.
Frequently Asked Questions
Everything you need to know about investing with RuDo
The destination is yours
What are you building towards?
Financial freedom does not look the same for everyone. RuDo helps you define what it means for you, build a plan around it, and keep moving towards it.