RuDo is your fee-only wealth adviser across India and global markets. We build the plan, do the investing, and stay accountable for where you end up, regulated by FSRA and SEBI, with every account in your name.
Fee-only
No commissions, nothing sold to you
FSRA + SEBI regulated
Licensed in Abu Dhabi and India
Accounts in your name
Custody at Alpaca and your own folios
One connected plan
Planning, investing and review together
One view of everything
Every part of your financial life. One connected plan.
Your investments, goals, cash and progress toward the day work becomes optional, all in one place, kept current by the people who run it with you.
One connected view
of your whole financial life.
Your portfolio value
USD 255,000
Invested USD 232,000 · Gain USD 23,000 · XIRR 9.8%
Global · ETFs
Diversified, in your name
USD 99,000
+ USD 9,000
India · mutual funds
Direct plans, held in your name
INR 1.40 Cr
+ INR 12.60 L
Illustrative portfolio, not a forecast. India values at about INR 90 per USD.
You are doing the hard part. But a pile of investments is not a plan, and building a real corpus takes more than picking funds.
No one has shown you the number you need, or whether you are on course to reach it.
Some in savings, some in funds, a policy someone sold you. No single picture, and nothing holding it together.
A home, your children, your parents, your own retirement. Each is a goal with a date, and they all compete for the same money.
Tax across two countries, the right cover, clearing debt, and holding steady when markets fall. That is what builds real wealth.
Where you start
Financial freedom is the point where your investments can cover your life, and work becomes optional. Estimate what that could require, then speak with an adviser about the assumptions behind it. Three questions, no sign-up, and the result is yours to keep. It is a starting point for a conversation, not the whole plan.
Find my Freedom NumberYour Freedom Number
AED 7.5M
Roughly the point where investments could cover a life of AED 25,000 a month.
Illustrative, before inflation, fees and tax, and assuming a 7% nominal return. A starting estimate, not a forecast. Returns are not guaranteed.
Choose the level of advice you need. From digital investing to an ongoing private wealth relationship.
Invest
Automated portfolios for professionals who want their money managed without the complexity.
Fee
USD 0.99 per month
or 0.25% p.a., whichever is higher
Portfolio minimum USD 500
What you get
- Automated portfolio rebalancing
- Data-driven insights
- Global diversification
- Goal-based investing
Wealth
Automated portfolios with on-demand adviser access for professionals who want expert guidance without full-service costs.
Fee
0.50% p.a.
or USD 24.99 per month, whichever is higher
Portfolio minimum USD 25,000
What you get
- Everything in Invest, plus:
- Dedicated advisor access
- Financial planning
- Quarterly portfolio review
Private
Performance-fee private wealth management for established investors
Fee
5% performance fee
Only above your High Water Mark
Portfolio minimum USD 250,000
What you get
- Everything in Wealth, plus:
- Dedicated senior advisor
- Income portfolios
- Custom portfolio construction
Invest and Wealth are fee-only. Private adds a performance fee, charged only on gains above your high-water mark, so we are paid to grow your wealth, never to sell you a product.
A plan for your whole financial life, and someone accountable who runs it with you, not just a portfolio.
A plan for your whole financial life
Your goals, cash flow, tax, insurance and debt in one plan, not just a list of funds.
Investments connected to real goals
Built around what your money needs to do and when, not what happens to be popular.
Protected for what is close
Money you need soon is kept safe and separate, so a bad year does not derail a near goal.
One clear fee, nothing sold to you
Fee-only advice. No commissions, no products pushed. What is right for you is our only job.
How trust should work
Advice you can examine.
We explain the reasoning behind each recommendation, the risks involved, and what you will pay. You should never have to take advice on faith.
The reasoning, shown
Every recommendation comes with why we made it and what it will cost, not just what to do next.
The trade-offs, named
Some decisions involve real trade-offs. We show them clearly, rather than smoothing them over.
The caveats, stated
Where an answer depends on your tax residence or your circumstances, we say so, and we tell you to confirm it.
That is how trust should work.
How it works
A plan that stops at a PDF is a report. This is the part where accounts open, money moves, and someone stays accountable for it.
Understand
Find your Freedom Number, then a 30-minute call. We map your goals, what you already hold, and what your money has to fund, across both countries.
Plan
One written plan across India and global markets. The fee sits on the same page as the plan it pays for. We have no product to sell you.
Execute
Accounts open in your name. Money moves from your bank to your accounts, and RuDo instructs but never holds it. Where each account sits and how it is protected is covered below.
Monitor
One dashboard for both countries. A quarterly review with your adviser, and rebalancing only when the plan drifts past its bands, not when the news does.
Your money is never with us
Every account is in your name, at a regulated institution. Global holdings sit at Alpaca Securities LLC, a US broker-dealer, SEC registered and a member of FINRA and SIPC, with SIPC protection up to USD 500,000. RuDo advises and instructs. It does not hold client money.
For NRIs
Your money spans more than one country?
If you invest in India and abroad, there is a dedicated path: your India and global wealth planned as one, the cross-border tax questions, and one view of both sides.
Portfolios built from direct plans and low-cost ETFs, chosen by fit and cost, never because anyone pays us. A selection from names like these.
India · asset management companies
HDFC
ICICI Prudential
SBI
Axis
Kotak
Nippon India
EdelweissGlobal · ETF providers
Vanguard
J.P. Morgan
PIMCOFund houses and ETF providers shown are examples of what we may recommend. They do not endorse, sponsor or partner with RuDo. Recommendations depend on your plan, goals and risk.
Free Financial Calculators
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In The Press
What leading publications are saying about RuDo Wealth and cross-border advisory for NRI professionals.
Everything you need to know about investing with RuDo
The destination is yours
What are you building towards?
Financial freedom does not look the same for everyone. RuDo helps you define what it means for you, build a plan around it, and keep moving towards it.