Most people invest.
Very few have a strategy.
Start investing in globally diversified portfolios designed for working professionals who want structure, not guesswork.
No stock picking. No market timing. Just structured investing.
No stock picking. No market timing. Just structured investing.
What could your SIP become?
Adjust your inputs and see how consistency, step-ups, and compounding turn discipline into real wealth.
Your Returns
AED 5.15M
in 20 yearsAED 1.98M
240 months+AED 3.17M
from consistency & disciplineFor illustration only. Past performance does not guarantee future results.
How many years away is your freedom?
Most professionals assume they are on track. The reality? The average NRI professional is 8 years behind where they need to be. The gap between when you want financial freedom and when you can actually afford it is your Freedom Gap.
3 minutes. One number. A clear plan to close the gap before it costs you another year.
3 min
to complete
Gap
in years revealed
SIP
action plan
Free
no card needed
YOUR FINANCIAL FREEDOM GAP
25-year-old in Dubai
Every year you wait costs you more than you think.
Select your age and see exactly what waiting has already cost you.
By not starting at 25, you missed out on
AED 5.43M
in compounding gains by age 50
You can still build AED 3.99M with just AED 5,000/mo + 5% annual step-up.
You cannot get back the years already lost. But today is the youngest you will ever be.
Assumes AED 5,000/month SIP, 5% annual step-up, 10% returns, retire at 50. For illustration only.
Same income. Same city. Very different outcomes.
See what professionals like you could build with a structured investment plan and consistent step-ups.
Software Engineer
Dubai · AED 22K/mo
AED 5K
7%
AED 4.2M
Growth
Finance Manager
Abu Dhabi · AED 35K/mo
AED 9K
5%
AED 5.8M
Balanced
Senior Consultant
Dubai · AED 42K/mo
AED 12K
5%
AED 4.6M
Mod. Conservative
Software Engineer
Dubai · AED 22K/mo
AED 5K
7%
AED 4.2M
Growth
Finance Manager
Abu Dhabi · AED 35K/mo
AED 9K
5%
AED 5.8M
Balanced
Senior Consultant
Dubai · AED 42K/mo
AED 12K
5%
AED 4.6M
Mod. Conservative
Illustrative projections based on assumed 10% annual returns with step-up SIP. Not actual client results. Individual outcomes vary.
How it works
From gap to growth in 4 steps
Discover your risk profile
Answer a few quick questions. We assess your risk appetite, time horizon, and financial goals to find your starting point.
Pick your portfolio path
Choose what fits you: a risk-based Smart Portfolio, a purpose-driven plan (retirement, education, wealth building), or a tactical strategy like Gold or Momentum.
Quick digital KYC
Verify your identity in minutes. No paperwork, no branch visits, no waiting.
Fund & grow on autopilot
Fund your account, set up your SIP, and let compounding do the work. We handle rebalancing, monitoring, and optimization.
No stock picking. No market timing. Just structured investing.
How RuDo Does Things Differently
The old way costs you time, money, and peace of mind. Here's a better path.
Market Panic
DIY
Fear-Driven Reactions
Market drops trigger panic. You sell low, buy high, lose money.
With RuDo
Expert-Led Decisions
We rebalance automatically. You stay on track, stress-free.
DIY Complexity
DIY
Endless Research
DIY means endless research, platform juggling, constant doubt.
With RuDo
Professional Management
We handle everything. Professional management, transparent pricing.
Hidden Costs
DIY
High Fees
Traditional advisors charge 1.5-2% annually. Hidden fees eat returns.
With RuDo
Transparent Pricing
AED 5 per month until AED 12,000. Then 0.50% of your combined portfolio per year.
Social Media Noise
DIY
FOMO & Hot Tips
Social media creates FOMO. Hot tips lead to mistakes.
With RuDo
Data-Driven Strategy
Data-driven portfolios built on decades of research.
Five strategies. One right for you.
Each portfolio is built with globally diversified ETFs, automatically rebalanced, and tailored to your risk profile and time horizon.
Balanced
Risk: Medium
Equal emphasis on growth and stability. Majority equity allocation with debt and gold as stabilizers for moderate risk tolerance.
AED 100K Growth Simulation
6% p.a.Final Value
AED 179.1K
Total Return
+79%
Diversification
1,000+ companies
Rebalancing
Automatic
Allocations shown are illustrative and may vary based on market conditions. Past performance does not guarantee future results. All portfolios are subject to market risk.
Professional Wealth Management. Radically Affordable.
Simple flat fee to get started. As your portfolio grows, fees adjust to 0.50% annually beyond AED 12,000.
Estimate Your Fee
Your RuDo Smart Cost
Built on regulation. Powered by transparency.
FSRA-regulated in ADGM. SIPC-protected up to USD 500K. Your money stays segregated, secure and in your name. Always.
Built on evidence. Not opinions.
We combine factor investing with modern portfolio theory to deliver consistent, risk-adjusted returns. No stock-picking. No market timing. Just a disciplined, research-backed approach to growing your wealth.
5
Risk Factors
30+
Years of Research
0
Stock Picks
Data-Driven Allocation
Every portfolio decision is grounded in quantitative research and factor analysis, not market speculation or gut feelings.
Dynamic Rebalancing
Portfolios are continuously monitored and automatically rebalanced to maintain optimal risk-return alignment as markets move.
Goal-Based Construction
Allocation shifts based on how close you are to each goal. Near-term goals get protected; long-term goals stay growth-oriented.
Institutional-Grade Access
The same diversified, low-cost ETF strategies used by endowments and pension funds, now accessible starting at AED 2,000.
Your goals have deadlines. Your portfolio should too.
Most platforms adjust risk by age. We adjust by goal proximity, protecting near term goals while maximising long term growth.
Financial Freedom
AED 5Mn
Kids Education
AED 1Mn
· 12 year horizon · Growth phase
Dream Home
AED 1Mn
Financial Freedom
AED 5Mn
Kids Education
AED 1Mn
· 12 year horizon · Growth phase
Dream Home
AED 1Mn
How your allocation shifts by phase
Gold stays at 10% across all phases. Equity reduces, bonds absorb the shift.
For illustration purposes only. Actual allocations may vary.
Base APY
Variable rate, subject to change*
Base APY
Variable rate, subject to change*
Your idle cash deserves better.
Park your uninvested cash and earn a competitive yield while you decide your next move. No lock ins, no complexity, just your money working harder from day one.
Protected Savings
Your cash is held with regulated custodians under institutional grade safeguards.
Withdraw Anytime
No lock ins. No penalties. Access your money when you need it, 24/7.
Zero Account Fees
No maintenance charges, no hidden deductions. Every dirham earns for you.
Protected Savings
Your cash is held with regulated custodians under institutional grade safeguards.
Withdraw Anytime
No lock ins. No penalties. Access your money when you need it, 24/7.
Zero Account Fees
No maintenance charges, no hidden deductions. Every dirham earns for you.
*APY is variable and subject to change based on market conditions.
India
Nifty, Mid & Small
Global
S&P 500 & More
Bonds
Govt & Corporate
Your wealth crosses borders. So should your platform.
Most NRIs manage India and global investments separately, through different advisors, apps, and tax regimes. RuDo brings it all together. One platform. One strategy. Both markets.
One Platform, Two Markets
Invest in India and global markets from a single account. No juggling multiple apps or advisors.
Dual Regulation
FSRA-regulated in ADGM and SEBI-registered in India. Compliant access to both markets.
NRE/NRO Optimized
Route investments through the right accounts. Maximize repatriability and minimize tax friction.
DTAA Benefits
Leverage India-UAE tax treaties. Avoid double taxation on your cross-border investments.
Your future self will thank you. Or wonder why you waited.
Every month without a plan is a month of compounding you never get back. Start with AED 2,000 and 90 days free. No lock-ins. No hidden fees.
Scan to Download RuDo Wealth App
iOS and Android