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Financial Freedom Number


Financial freedom is the point where your investments pay for your life. Permanently. Find the exact number that gets you there, in 60 seconds.

Find your Freedom Number→

Free · No sign-up · From a fee-only, FSRA and SEBI regulated adviser

What freedom buys back

Work because
you love it.

Live where
you choose.

Slow down
on your terms.

Why the number is larger than you think


Today

AED 0

per month

7% inflation · 20 yrs

By age 50

AED 0

per month · 4x more

divide by 3%

Freedom Number

AED 0M

corpus needed

Example: 30-year-old, AED 25,000/month spend, freedom at 50. Assumes 8% return, 7% inflation, 3% withdrawal.

How it works


01

Your age

How many years your investments can compound.

02

Freedom age

The age you choose to stop working for money.

03

Monthly spend

Your lifestyle cost today, before inflation.

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Built for NRIs

7%

yearly inflation

Double the Western rate

UAE and India inflation runs near 7% a year. Western calculators assume 3%. That single gap can double your required corpus.

0

pension

No safety net

No employer pension. No state benefit. Your freedom number must be entirely self-funded from day one.

45

target age

Earlier, by design

Gulf NRIs typically target freedom 15 to 20 years earlier than the Western standard. A shorter horizon demands a sharper plan.

2x

currencies

Two economies to plan for

UAE income, India lifestyle. Your freedom number often has to work across two economies, each with its own inflation.

Conservative assumptions, validated by licensed advisers

Investment return8% / yr
Lifestyle inflation, AED and INR7% / yr
Lifestyle inflation, USD3% / yr
Withdrawal rate3% real
Freedom horizonTo age 90

FAQ

Common questions

The corpus of invested wealth where investment returns cover your lifestyle expenses indefinitely, without you working. Also called the FIRE number.

Your current monthly spend is inflated to your target freedom age. Divide that annual spend by a 3% withdrawal rate and you have the corpus that sustains your lifestyle forever.

Typically 300 to 400 times monthly expenses. Spending AED 25,000/month today and targeting freedom at 50 usually requires AED 15 to 25 million, depending on current age.

At 7% annual inflation, your spend doubles every 10 years. Most people underestimate future expenses by 2 to 4 times.

Yes. No sign-up, no email, no payment. Three inputs and your number appears in under 60 seconds.

INR, AED, and USD, each with currency-appropriate inflation assumptions.

60 seconds · Free · Forever yours


No sign-up. No email. No commitment. Just the number that sets you free.

Find your Freedom Number→