Liquid Mutual Funds
All 44 liquid funds, Direct Growth plans, compared on returns, risk and cost. NAV as of 7 Oct 2026.
Category average
+6.9%
3 years, a year
Category average
+6.3%
5 years, a year
Category average
0.3%
Volatility, 3 years
Category average
0.14%
Expense ratio
Liquid funds compared
| Fund | 1Y | 3Y a year | 5Y a year | Volatility 3Y | Worst fall 5Y | Expense | Fund size |
|---|---|---|---|---|---|---|---|
| +6.6% | +7.0% | +6.4% | 0.3% | -0.0% | 0.21% | ₹69,830 Cr | |
| +6.6% | +7.0% | +6.4% | 0.3% | -0.0% | 0.13% | ₹63,343 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.15% | ₹1,392 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.1% | 0.10% | ₹13,272 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.09% | ₹1,825 Cr | |
| +6.6% | +7.0% | +6.4% | 0.3% | -0.0% | 0.14% | ₹9,094 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.11% | ₹1,031 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.07% | ₹7,578 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.1% | 0.20% | ₹43,125 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.12% | ₹27,920 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.14% | ₹6,082 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.13% | ₹20,975 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.14% | ₹13,194 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.1% | 0.23% | ₹32,370 Cr | |
| +6.4% | +6.9% | +6.4% | 0.3% | -0.0% | 0.09% | ₹17,359 Cr | |
| +6.5% | +7.0% | +6.4% | 0.3% | -0.0% | 0.08% | ₹6,783 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.07% | ₹20,198 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.15% | ₹49,073 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.15% | ₹20,748 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.13% | ₹17,484 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.20% | ₹62,798 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.20% | ₹71,323 Cr | |
| +6.5% | +6.9% | +6.4% | 0.3% | -0.0% | 0.20% | ₹92,192 Cr | |
| +6.4% | +6.9% | +6.3% | 0.3% | -0.0% | 0.10% | ₹1,203 Cr | |
| +6.4% | +6.9% | +6.3% | 0.3% | -0.0% | 0.16% | ₹1,743 Cr | |
| +6.1% | +6.8% | +6.3% | 0.3% | -0.0% | 0.31% | ₹1,426 Cr | |
| +6.5% | +7.0% | +6.3% | 0.3% | -0.0% | 0.11% | ₹381 Cr | |
| +6.4% | +6.9% | +6.2% | 0.3% | -0.0% | 0.12% | ₹743 Cr | |
| +6.3% | +6.8% | +6.2% | 0.3% | -0.0% | 0.23% | ₹629 Cr | |
| +6.1% | +6.7% | +6.2% | 0.3% | -0.0% | 0.16% | ₹52 Cr | |
| +6.4% | +6.7% | +6.1% | 0.3% | -0.0% | 0.10% | ₹6,722 Cr | |
| +5.9% | +6.5% | +6.0% | 0.3% | -0.0% | 0.16% | ₹556 Cr | |
| +6.1% | +6.6% | +6.0% | 0.3% | -0.0% | 0.20% | ₹1,015 Cr | |
| +6.5% | +7.0% | N/A | 0.3% | N/A | 0.08% | ₹8,589 Cr | |
| +5.8% | +6.4% | N/A | 0.3% | N/A | 0.26% | ₹74 Cr | |
| +6.6% | N/A | N/A | N/A | N/A | 0.10% | ₹12,173 Cr | |
| +6.3% | N/A | N/A | N/A | N/A | 0.16% | ₹497 Cr | |
| +5.8% | N/A | N/A | N/A | N/A | 0.09% | ₹52 Cr | |
| N/A | N/A | N/A | N/A | N/A | 0.23% | ₹559 Cr | |
| N/A | N/A | N/A | N/A | N/A | 0.10% | ₹12 Cr | |
| N/A | N/A | N/A | N/A | N/A | 0.00% | ₹0 Cr | |
| N/A | N/A | N/A | N/A | N/A | 0.11% | ₹98 Cr | |
| N/A | N/A | N/A | N/A | N/A | 0.10% | ₹818 Cr | |
| N/A | N/A | N/A | N/A | N/A | 0.16% | ₹29,218 Cr |
Ordered by 5-year annualised return, highest first; funds younger than 5 years follow by 3-year, then 1-year return.Returns over 3 years and longer are compounded annual returns. Volatility is the annualised standard deviation of monthly returns. Worst fall is the largest drop from a peak in the last 5 years. N/A means the fund is too young for that period.
What a liquid fund is
Liquid funds hold bonds and money market instruments that mature within 91 days.
Source: SEBI categorisation of mutual fund schemes, 6 October 2017, as amended.
Investing from the UAE
NRIs living in the UAE can generally invest once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept residents of the United States or Canada, or accept them only offline. The UAE does not levy personal income tax, and the India UAE tax treaty may affect how gains are treated, so confirm your own position with a tax adviser.
Questions
How are these liquid funds ordered?
By 5-year annualised return, highest first. Funds younger than 5 years follow, ordered by 3-year return and then 1-year return. Every figure is worked out from each fund's own Direct Growth NAV, the same way for every fund. We do not label any fund as the best.
Can NRIs living in the UAE invest in liquid funds?
Generally yes, once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept investments from residents of the United States or Canada, or accept them only offline, so check the fund house's current policy if that applies to you.
How are gains taxed for NRIs?
It depends on the fund's share of equity and on when your units were bought. For NRIs the fund house deducts tax when you redeem. The outcome depends on your tax residence and facts, so confirm your position with a tax adviser.
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