Children's Mutual Funds
All 13 children's funds, Direct Growth plans, compared on returns, risk and cost. NAV as of 7 Oct 2026.
Category average
+9.3%
3-year return, annualised
Category average
+8.6%
5-year return, annualised
Category average
12.6%
Volatility, 3 years
Category average
1.46%
Expense ratio
Children's funds compared
Direct plan, Growth option. Returns as of 7 Oct 2026. Click a column heading to sort.
| Returns (3Y and 5Y annualised) | Consistency | Risk | Cost and size | |||||
|---|---|---|---|---|---|---|---|---|
| +14.3% | +20.9% | +18.9% | 5 of 6 | 15.7% | -15.7% | 1.11% | ₹7,765 Cr | |
| -3.2% | +12.0% | +11.1% | 6 of 10 | 14.8% | -15.4% | 2.36% | ₹1,436 Cr | |
| +9.7% | +11.4% | +10.5% | 5 of 10 | 5.0% | -4.7% | 0.92% | ₹149 Cr | |
| -2.2% | +8.0% | +9.8% | 6 of 10 | 10.8% | -12.4% | 1.02% | ₹10,658 Cr | |
| +1.9% | +9.9% | +8.9% | 2 of 7 | 15.4% | -18.9% | 1.07% | ₹1,266 Cr | |
| +3.6% | +8.5% | +7.4% | 3 of 10 | 15.1% | -19.5% | 2.12% | ₹16 Cr | |
| -2.5% | +6.1% | +5.9% | 2 of 10 | 7.0% | -7.3% | 1.47% | ₹4,391 Cr | |
| -9.0% | +6.2% | +5.7% | 4 of 10 | 15.0% | -21.3% | 1.26% | ₹1,133 Cr | |
| -2.0% | +7.9% | +5.5% | 5 of 10 | 11.1% | -18.1% | 1.47% | ₹907 Cr | |
| -2.0% | +7.8% | +5.4% | 5 of 10 | 11.1% | -18.2% | 1.47% | ₹907 Cr | |
| -11.9% | +3.4% | +5.4% | 3 of 10 | 15.3% | -22.0% | 1.84% | ₹331 Cr | |
| +1.5% | N/A | N/A | 1 of 2 | N/A | N/A | 1.39% | ₹130 Cr | |
| -1.2% | N/A | N/A | 3 of 3 | 14.7% | N/A | 1.48% | ₹95 Cr | |
Ordered by 5-year annualised return, highest first; funds younger than 5 years follow by 3-year, then 1-year return. Click a heading to sort by another figure. Top half, by year shows the fund's quartile in the category each calendar year from 2017 to 2026(green top quarter, grey second, amber third, red bottom; an outline means too young to rank) and how many of those years it finished in the top half. Returns over 3 years and longer are compounded annual returns. Volatility is the annualised standard deviation of monthly returns. Worst fall is the largest drop from a peak in the last 5 years. N/A means the fund is too young for that period.
What a children's fund is
Children's funds are solution-oriented funds with a lock-in of at least 5 years or until the child comes of age, whichever comes first.
Source: SEBI categorisation of mutual fund schemes, 6 October 2017, as amended.
Investing from the UAE
NRIs living in the UAE can generally invest once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept residents of the United States or Canada, or accept them only offline. The UAE does not levy personal income tax, and the India UAE tax treaty may affect how gains are treated, so confirm your own position with a tax adviser.
Questions
How are these children's funds ordered?
By 5-year annualised return, highest first. Funds younger than 5 years follow, ordered by 3-year return and then 1-year return. Every figure is worked out from each fund's own Direct Growth NAV, the same way for every fund. We do not label any fund as the best.
Can NRIs living in the UAE invest in children's funds?
Generally yes, once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept investments from residents of the United States or Canada, or accept them only offline, so check the fund house's current policy if that applies to you.
How are gains taxed for NRIs?
It depends on the fund's share of equity and on when your units were bought. For NRIs the fund house deducts tax when you redeem. The outcome depends on your tax residence and facts, so confirm your position with a tax adviser.
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