Equity Savings Mutual Funds
All 24 equity savings funds, Direct Growth plans, compared on returns, risk and cost. NAV as of 7 Oct 2026.
Category average
+8.3%
3-year return, annualised
Category average
+7.7%
5-year return, annualised
Category average
5.0%
Volatility, 3 years
Category average
1.31%
Expense ratio
Equity Savings funds compared
Direct plan, Growth option. Returns as of 7 Oct 2026. Click a column heading to sort.
| Returns (3Y and 5Y annualised) | Consistency | Risk | Cost and size | |||||
|---|---|---|---|---|---|---|---|---|
| +6.3% | +12.5% | +10.8% | 5 of 10 | 8.2% | -11.5% | 1.59% | ₹1,475 Cr | |
| +2.6% | +9.8% | +9.7% | 5 of 10 | 6.3% | -6.0% | 1.07% | ₹10,684 Cr | |
| +7.3% | +11.0% | +9.4% | 6 of 10 | 4.3% | -4.9% | 1.15% | ₹1,660 Cr | |
| -0.1% | +8.5% | +8.8% | 8 of 10 | 6.2% | -6.2% | 1.34% | ₹1,002 Cr | |
| +4.1% | +9.8% | +8.7% | 8 of 8 | 6.3% | -6.9% | 0.72% | ₹2,041 Cr | |
| +4.3% | +9.1% | +8.3% | 6 of 9 | 5.5% | -7.8% | 1.25% | ₹530 Cr | |
| +1.6% | +7.8% | +8.2% | 4 of 8 | 5.1% | -5.1% | 1.07% | ₹816 Cr | |
| +3.5% | +9.0% | +8.0% | 3 of 7 | 6.2% | -6.1% | 1.67% | ₹289 Cr | |
| +2.4% | +7.5% | +7.9% | 5 of 10 | 5.1% | -7.1% | 1.47% | ₹5,486 Cr | |
| +1.1% | +7.9% | +7.8% | 4 of 10 | 5.4% | -5.3% | 1.29% | ₹5,758 Cr | |
| +3.5% | +9.0% | +7.5% | 8 of 10 | 5.8% | -8.7% | 1.55% | ₹886 Cr | |
| +1.4% | +8.3% | +7.2% | 5 of 10 | 4.0% | -4.3% | 1.09% | ₹3,306 Cr | |
| +1.9% | +8.2% | +7.2% | 3 of 10 | 7.2% | -7.5% | 1.93% | ₹39 Cr | |
| -0.8% | +8.3% | +7.2% | 2 of 7 | 6.3% | -8.0% | 1.49% | ₹280 Cr | |
| +2.2% | +6.7% | +7.2% | 4 of 10 | 2.9% | -3.1% | 1.12% | ₹15,795 Cr | |
| +2.8% | +7.0% | +6.7% | 3 of 8 | 2.7% | -5.9% | 0.82% | ₹587 Cr | |
| +3.2% | +6.8% | +6.5% | 2 of 10 | 2.8% | -3.3% | 0.66% | ₹409 Cr | |
| +1.2% | +6.4% | +6.4% | 2 of 10 | 4.0% | -5.6% | 0.93% | ₹771 Cr | |
| +4.0% | +7.6% | +6.3% | 6 of 10 | 3.2% | -9.8% | 1.22% | ₹1,130 Cr | |
| +2.6% | +6.7% | +5.9% | 2 of 8 | 5.0% | -5.8% | 2.14% | ₹115 Cr | |
| +2.4% | +6.3% | +5.8% | 1 of 10 | 3.3% | -3.1% | 1.10% | ₹59 Cr | |
| +7.8% | N/A | N/A | 1 of 1 | N/A | N/A | 2.02% | ₹59 Cr | |
| +5.4% | N/A | N/A | 1 of 1 | N/A | N/A | 1.58% | ₹273 Cr | |
| +4.7% | N/A | N/A | 1 of 1 | N/A | N/A | 1.13% | ₹40 Cr | |
Ordered by 5-year annualised return, highest first; funds younger than 5 years follow by 3-year, then 1-year return. Click a heading to sort by another figure. Top half, by year shows the fund's quartile in the category each calendar year from 2017 to 2026(green top quarter, grey second, amber third, red bottom; an outline means too young to rank) and how many of those years it finished in the top half. Returns over 3 years and longer are compounded annual returns. Volatility is the annualised standard deviation of monthly returns. Worst fall is the largest drop from a peak in the last 5 years. N/A means the fund is too young for that period.
What a equity savings fund is
Equity savings funds hold at least 65% in equities, much of it hedged through arbitrage, and at least 10% in bonds.
Source: SEBI categorisation of mutual fund schemes, 6 October 2017, as amended.
Investing from the UAE
NRIs living in the UAE can generally invest once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept residents of the United States or Canada, or accept them only offline. The UAE does not levy personal income tax, and the India UAE tax treaty may affect how gains are treated, so confirm your own position with a tax adviser.
Questions
How are these equity savings funds ordered?
By 5-year annualised return, highest first. Funds younger than 5 years follow, ordered by 3-year return and then 1-year return. Every figure is worked out from each fund's own Direct Growth NAV, the same way for every fund. We do not label any fund as the best.
Can NRIs living in the UAE invest in equity savings funds?
Generally yes, once KYC is complete, paying from an NRE or NRO bank account. Some fund houses do not accept investments from residents of the United States or Canada, or accept them only offline, so check the fund house's current policy if that applies to you.
How are gains taxed for NRIs?
For equity funds, India taxes gains on units held for 12 months or less at 20%, and gains on units held longer at 12.5% on the amount above ₹1.25 lakh in a financial year, plus cess and any surcharge. For NRIs the fund house deducts this tax when you redeem. The outcome depends on your tax residence and facts, so confirm your position with a tax adviser.
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