Mutual fund rolling returns
Compare up to three funds on their return over every period, against the category average and the index, in rupees or in US dollars and UAE dirhams. Rolling returns show how consistent a fund has been, not just how it did from one date to another.
Rolling returns
Search for a fund above to see its rolling returns, or pick a popular comparison.
What are rolling returns in mutual funds?
A rolling return is the return over every period of the same length, one period ending on each trading day. A 3-year rolling return looks at every 3-year stretch in a fund's history, not just the one ending today, so it shows how consistently the fund has delivered and how bad its worst stretch was.
How are rolling returns calculated?
For each trading day, take the fund's NAV that day and its NAV the same date 1, 3, 5, 7 or 10 years earlier, and work out the yearly return between them. Repeat for every day. The tool then shows the average, median, best and worst of those returns and how often they fell in each band, from the fund's own daily NAV.
What is the difference between rolling returns and trailing returns?
A trailing return measures one period that ends today, so it changes with the last few weeks of the market. Rolling returns measure every period of that length, so a single good or bad month cannot flatter or punish the fund. For a long-term investor, rolling returns are the fairer test.
How do I see an Indian mutual fund's returns in US dollars or UAE dirhams?
Switch the chart to $ / AED. Each day's NAV is divided by that day's rupees per US dollar (US Federal Reserve rates), and the rolling returns are worked out on those dollar prices. The UAE dirham is pegged to the dollar at 3.6725, so dirham returns are the same as dollar returns. This is the return an NRI keeps when the money is counted in dollars or dirhams.
How much has the rupee fallen against the dollar?
About 3.5% a year over the last 10 years and about 3.8% a year over 20 years, to November 2026 (US Federal Reserve rates). Over the last 5 years it fell about 4.8% a year. So a fund that returned 12% a year in rupees over 10 or 20 years returned about 8% a year in dollars or dirhams.
Which fund is better on rolling returns?
Compare funds over the same periods, against their category average and their index. A fund whose average is higher, whose worst period is less bad, and which beats the index in more periods has been more dependable. Rolling returns describe the past only and do not predict future returns.
Also see portfolio overlap to check how much two funds hold in common, Indian fund returns in dollars by category, and the currency impact calculator for what a falling rupee does to your own savings. Past performance does not indicate future returns.