Banking & PSU Fund · Low to moderate risk · ₹315 crore
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Fund details
To Generate Income By Predominantly Investing In Debt & Money Market Securities Issued By Banks, Public Sector Undertaking (Psus), Public Financial Institutions (Pfi), Municipal Bonds And Reverse Repos In Such Securities, Sovereign Securities Issued By The Central Government And State Governments, And / Or Any Security Unconditionally Guaranteed By The Govt. Of India.
Returns
| 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 7Y | 10Y | |
|---|---|---|---|---|---|---|---|---|---|
| This fund | +0.39% | +0.41% | +2.61% | +3.39% | +3.62% | N/A | N/A | N/A | N/A |
How it compares
Portfolio
As of 11 Nov 2026
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Bajaj Finserv Banking and PSU Debt Fund Regular Plan Growth is a Banking & PSU Fund fixed income fund from Bajaj Finserv Asset Management Limited, launched on 6 Nov 2023. Its benchmark is the NIFTY Banking and PSU Debt Index. The expense ratio is 0.89% a year. It manages ₹315 crore. The NAV was ₹12.10 on 11 Nov 2026.
| Period | Return | Volatility a year |
|---|---|---|
| Last 1 year | +3.62% | 2.11% |
Returns over 3 years and longer are compounded annual returns. Volatility is the annualised standard deviation of returns over the same period. Figures as of 11 Nov 2026.
From 2023 to 2026, the fund returned more than the NIFTY Banking and PSU Debt Index in 0 of 4 calendar years. The 2026 figure is year to date.
| Year | 2023 | 2024 | 2025 | 2026 YTD |
|---|---|---|---|---|
| This fund | +1.14% | +7.81% | +7.35% | +3.39% |
| Benchmark | +7.28% | +7.97% | +7.76% | +4.05% |
The NAV of Bajaj Finserv Banking and PSU Debt Fund Regular Growth was ₹12.10 on 11 Nov 2026. Mutual fund NAVs are published once a day, after markets close.
Bajaj Finserv Banking and PSU Debt Fund Regular Growth returned 3.6% over 1 year, to 11 Nov 2026, worked out from its own daily NAV. It returned more than the NIFTY Banking and PSU Debt Index in 0 of 4 calendar years since 2023.
In US dollars it returned -2.1% over 1 year. The rupee fell 5.9% a year against the dollar over 1 year, which accounts for the gap from the rupee return. The UAE dirham is pegged to the dollar, so returns in dirhams are the same.
0.89% a year. It is taken from the fund's assets every day, so the NAV and every return shown are already after this cost.
NRIs can generally invest once KYC is complete, paying from an NRE or NRO account. Some fund houses do not accept investments from residents of the US and Canada.
India's tax on this fund depends on how much of it is in shares and when the units were bought, and for NRIs it is deducted when units are redeemed. The UAE has no personal income tax, and the India UAE tax treaty may apply, so confirm your position with a tax adviser.
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Compare every banking and psu fund on returns, volatility, worst fall and cost.
