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Bank of India Balanced Advantage Fund Regular Plan Growth

Regular plan · Growth · Balanced Advantage · Bank of India Investment Managers Private Limited

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₹26.40

-₹0.08 (-0.31%) on the day

NAV on 13 Nov 2026. Mutual funds publish one NAV a day, after the market closes.

Near its 52-week high (-0.6%)

What stands out

This fund +2.89%NIFTY 50 Hybrid Composite Debt 50:50 -0.54%13 Nov 2025 to 13 Nov 2026 (NIFTY 50 Hybrid Composite Debt 50:50 to 12 Nov 2026)
Return1 day1 week1 month3 months6 monthsThis year1 year3 years5 years10 years
This fund-0.31%+0.90%+4.26%-0.13%+3.61%+1.76%+2.89%+9.00%+9.56%+7.14%
In US dollarssame as UAE dirhams-------2.86%+4.74%+4.57%+3.56%
NIFTY 50 Hybrid Composite Debt 50:50to 12 Nov 2026+0.17%+2.76%+11.48%+3.26%+8.30%-1.45%-0.53%+10.00%+7.92%+12.12%
Average of balanced advantage funds--+5.12%+0.97%+5.86%+2.01%+2.20%+9.31%+8.15%+9.81%
Rank among them--34/4232/4034/4024/3916/3918/326/2615/15

Returns from the plan's own NAVs to 13 Nov 2026. 3, 5 and 10 years are a yearly rate. Rank 1 is the best return; green is the top half, red the bottom half. Past performance does not indicate future returns.

If you had invested

You invest

₹6.00 L

60 months from Dec 2021

Worth today

₹7.35 L

+22.5%

₹10,000 at the start of every month, valued at the NAV of 13 Nov 2026. Before tax. Past performance does not indicate future returns.

Calendar years ahead of NIFTY 50 Hybrid Composite Debt 50:501 of 10

Where it ranks

among 42 balanced advantage funds, Regular plans

1 year

16 of 39

Second quarter

3 years

18 of 32

Third quarter

5 years

6 of 26

Top quarter

Lowest cost

34 of 41

Bottom quarter

Best over 3 years3 yr a yearCost
1Aditya Birla Sun Life Dynamic Asset Allocation Omni FOF+12.8%1.18%
2Aditya Birla Sun Life Balanced Advantage Fund+12.0%1.95%
3Baroda BNP Paribas Balanced Advantage Fund-Regular Plan+11.9%2.05%
4Axis Balanced Advantage Fund+11.8%2.15%
5ICICI Prudential Balanced Advantage Fund+11.5%1.57%
18Bank of India Balanced Advantage Fund Regular Plan Growth this fund+9.0%2.64%

Every fund in the category computed from its own NAV the same way, to 13 Nov 2026. All Balanced Advantage funds ›

Fund details

52-week range of the NAV

-0.6% from the high of 3 Aug 2026

₹24.56₹26.56

Fund size

₹174 Cr

Yearly cost (expense ratio)

2.64%

₹2,640 a year on ₹1 lakh

Exit load

Yes

NIL for 10% of investments and 1% for remaining investments on or before 3M, NIL after 3M

Minimum SIP

₹250

Lump sum from ₹5,000

Risk level

Very High

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50

Fund manager

Alok Singh

Launched

14 Mar 2014

Risk at a glance

Ups and downs (volatility), 3 years

9.7%

a year; NIFTY 50 Hybrid Composite Debt 50:50 13.0%

Worst fall since launch

-18.6%

Aug 2018 to Mar 2020; back by Dec 2020

Worst calendar year

-3.6%

2019; best 2023 +18.4%

Months that ended up

61%

of the last 36 months

Against other balanced advantage funds, last 3 years (worst fall: 5 years)

Volatility

= 9.7%

In line with peers · average 10.0%

20 of 34

Worst fall

! -13.2%

Fell harder than peers · average -11.2%

22 of 26

Sharpe ratio

! 0.25

Less return for the risk · average 0.30

20 of 32

Yearly cost

! 2.64%

Dearer than peers · average 2.19%

34 of 41

More measures ›

Sharpe ratio, 3 years

0.25

Return above the CRISIL Overnight Index per unit of volatility

Sortino ratio, 3 years

0.37

The same, counting only falls

Alpha vs NIFTY 50 Hybrid Composite Debt 50:50

+0.09%

Yearly return beyond what its beta explains

Beta vs NIFTY 50 Hybrid Composite Debt 50:50

0.68

Moves this much when the index moves 1%

Share of the index's rises

78%

In months the index rose

Share of the index's falls

70%

In months the index fell; lower is better

Over the last 3 years, from the fund's NAVs against the NIFTY 50 Hybrid Composite Debt 50:50.

Rolling returns

Every 3-year holding period, month by month, as a yearly rate

Made money

93%

of periods

Beat NIFTY 50 Hybrid Composite Debt 50:50

19%

of periods

Worst

-2.0%

a year, to Mar 2020

Best

+16.4%

a year, to Jul 2024

This fund (solid) and NIFTY 50 Hybrid Composite Debt 50:50 (dashed): 117 periods from month-end NAVs. Past performance does not indicate future returns.

Compare rolling returns with other funds, in ₹, $ or AED ›

What it holds

76 holdings, as of Aug 2026
  1. 1Cash, TREPS and repo16.34%
  2. 2NIFTY September 2026 Future12.56%
  3. 3Reliance Industries Ltd3.82%
  4. 4ICICI Bank Ltd3.81%
  5. 5IRB InvIT Fund3.55%
  6. 67.68% National Bank For Agriculture and Rural Development (30/04/2029)2.84%
  7. 77.47% Small Industries Dev Bank of India (05/09/2029)2.83%
  8. 86.27% Power Finance Corporation Ltd (15/07/2027)2.82%
  9. 9Small Industries Dev Bank of India (20/08/2027)2.65%
  10. 10364 Days Tbill (MD 28/05/2027)2.46%
Show all 76 ›
  1. 117.37% Indian Railway Finance Corporation Ltd (31/07/2029)2.27%
  2. 12Punjab National Bank (12/03/2027)2.20%
  3. 13Bharti Airtel Ltd2.11%
  4. 14Shriram Finance Ltd2.10%
  5. 15State Bank Of India1.99%
  6. 16Adani Ports And Special Economic Zone Ltd1.91%
  7. 17HDFC Bank Ltd1.82%
  8. 187.6% Torrent Pharmaceuticals Ltd (19/01/2029)1.70%
  9. 19IndiGrid Infrastructure Trust1.51%
  10. 20NTPC Ltd1.48%
  11. 217.1% Government of India (18/04/2029)1.45%
  12. 228.9% Muthoot Finance Ltd (07/10/2027)1.43%
  13. 23Titan Company Ltd1.41%
  14. 24ITC Ltd1.40%
  15. 25Bajaj Finance Ltd1.34%
  16. 26Axis Bank Ltd1.33%
  17. 27Larsen & Toubro Ltd1.31%
  18. 28Bharat Electronics Ltd1.19%
  19. 29Hindustan Copper Ltd1.16%
  20. 30Zomato Ltd1.14%
  21. 318.95% Vedanta Ltd (16/03/2029)1.14%
  22. 32Britannia Industries Ltd1.14%
  23. 33Mahindra & Mahindra Ltd1.12%
  24. 34Hindalco Industries Ltd1.10%
  25. 35Kotak Mahindra Bank Ltd1.05%
  26. 36Dr. Reddys Laboratories Ltd0.89%
  27. 37Infosys Ltd0.87%
  28. 38Power Grid Corporation Of India Ltd0.85%
  29. 396.48% Government of India (06/10/2035)0.83%
  30. 40Tata Consultancy Services Ltd0.80%
  31. 41Sun Pharmaceutical Industries Ltd0.79%
  32. 42Hero Motocorp Ltd0.78%
  33. 43Tata Power Co. Ltd0.73%
  34. 44Tech Mahindra Ltd0.70%
  35. 45Adani Enterprises Ltd0.69%
  36. 46Bajaj Auto Ltd0.64%
  37. 47Ultratech Cement Ltd0.60%
  38. 48HCL Technologies Ltd0.59%
  39. 49Hindustan Unilever Ltd0.56%
  40. 50Grasim Industries Ltd0.55%
  41. 51SBI Life Insurance Company Ltd0.53%
  42. 52Divi'S Laboratories Ltd0.49%
  43. 53JSW Steel Ltd0.48%
  44. 54Asian Paints Ltd0.48%
  45. 55Nestle India Ltd0.47%
  46. 56Trent Ltd [Lakme Ltd]0.46%
  47. 57Maruti Suzuki India Ltd0.46%
  48. 58Apollo Hospitals Enterprises Ltd0.46%
  49. 59Eicher Motors Ltd0.44%
  50. 60Leap India Private Ltd0.41%
  51. 61Coal India Ltd0.40%
  52. 62Tata Steel Ltd0.39%
  53. 63Bank Of Baroda0.37%
  54. 64Oil And Natural Gas Corporation Ltd0.36%
  55. 65TML Commercial Vehicles Ltd0.32%
  56. 66Cipla Ltd0.32%
  57. 67364 Days Tbill (MD 07/01/2027)0.31%
  58. 68Interglobe Aviation Ltd0.30%
  59. 69Bajaj Finserv Ltd0.28%
  60. 70Max Healthcare Institute Ltd0.24%
  61. 71Wipro Ltd0.23%
  62. 72Jio Financial Services Ltd0.23%
  63. 73Tata Consumer Products Ltd0.22%
  64. 74HDFC Life Insurance Company Ltd0.22%
  65. 75Tata Motors Ltd0.21%
  66. 76182 Days Tbill (MD 22/10/2026)0.07%

Top 10: 53.7% of the fund. Check overlap with another fund ›

By company size

  • Large cap43.5%
  • Mid cap3.9%
  • Small cap2.5%
  • Other (cash, foreign, debt)50.2%

Shares by sector

  • Financial Services15.1%
  • Consumer Discretionary7.1%
  • Materials5.0%
  • Energy4.6%
  • Consumer Staples3.8%
  • Industrials3.2%
  • Technology3.2%
  • Healthcare3.2%
P/E of holdings
33.2
Yield to maturity
6.40%
Average maturity
1.2 years
Modified duration
1.1 years

Year by year

Year2026 so far202520242023202220212020201920182017
This fund+1.8%+8.5%+6.4%+18.4%+15.7%+7.2%+6.7%-3.6%-0.1%+13.2%
NIFTY 50 Hybrid Composite Debt 50:50-1.5%+11.4%+9.8%+19.4%+5.4%+22.1%+15.2%+12.8%+5.0%+25.3%
Average of balanced advantage funds+1.8%+5.4%+13.0%+19.2%+4.0%+15.4%+11.6%+7.6%+1.6%+19.8%
From the plan's own NAVs. The current year is to date.

SIP returns of balanced advantage funds · Fund returns in dollars · All balanced advantage funds · Fund screener

About Bank of India Balanced Advantage Fund Regular Plan Growth

Bank of India Balanced Advantage Fund Regular Plan Growth is a Dynamic Asset Allocation hybrid fund from Bank of India Investment Managers Private Limited, launched on 14 Mar 2014. Its benchmark is the NIFTY 50 Hybrid Composite Debt 50:50 Index. The expense ratio is 2.64% a year. It manages ₹174 crore. The NAV was ₹26.40 on 13 Nov 2026. Over 10 years it returned 7.14% a year in rupees and 3.56% a year in US dollars and UAE dirhams, as the rupee fell 3.46% a year against the dollar.

Questions about Bank of India Balanced Advantage Fund Regular Plan Growth

What is the NAV of Bank of India Balanced Advantage Fund Regular Plan Growth Regular Growth?

The NAV of Bank of India Balanced Advantage Fund Regular Plan Growth Regular Growth was ₹26.40 on 13 Nov 2026. Mutual fund NAVs are published once a day, after markets close.

What are the returns of Bank of India Balanced Advantage Fund Regular Plan Growth Regular Growth?

Bank of India Balanced Advantage Fund Regular Plan Growth Regular Growth returned 2.9% over 1 year, 9.0% a year over 3 years, 9.6% a year over 5 years and 7.1% a year over 10 years, to 13 Nov 2026, worked out from its own daily NAV. It returned more than the NIFTY 50 Hybrid Composite Debt 50:50 Index in 2 of 10 calendar years since 2017.

What has Bank of India Balanced Advantage Fund Regular Plan Growth returned in US dollars and UAE dirhams?

In US dollars it returned -2.9% over 1 year, 4.7% a year over 3 years, 4.6% a year over 5 years and 3.6% a year over 10 years. The rupee fell 3.5% a year against the dollar over 10 years, which accounts for the gap from the rupee return. The UAE dirham is pegged to the dollar, so returns in dirhams are the same.

What is the expense ratio of Bank of India Balanced Advantage Fund Regular Plan Growth Regular Growth?

2.64% a year. It is taken from the fund's assets every day, so the NAV and every return shown are already after this cost.

Can NRIs in the UAE invest in Bank of India Balanced Advantage Fund Regular Plan Growth?

NRIs can generally invest once KYC is complete, paying from an NRE or NRO account. Some fund houses do not accept investments from residents of the US and Canada.

How are Bank of India Balanced Advantage Fund Regular Plan Growth gains taxed for NRIs?

India's tax on this fund depends on how much of it is in shares and when the units were bought, and for NRIs it is deducted when units are redeemed. The UAE has no personal income tax, and the India UAE tax treaty may apply, so confirm your position with a tax adviser.

Rolling returns in dollars shows every period, not just the latest.

Compare every balanced advantage fund on returns, volatility, worst fall and cost.

Investing from the UAE. NRIs can generally invest once KYC is complete, paying from an NRE or NRO account. Some fund houses restrict residents of the US and Canada. India's tax on this fund depends on its equity share and when the units were bought, and is deducted when an NRI redeems. The UAE has no personal income tax and the India UAE treaty may apply, so confirm your position with a tax adviser.

Data from RuDo Wealth fund analytics, NAV as of 13 Nov 2026; benchmark as named by Bank of India Investment Managers Private Limited. India: RuDo Wealth Investment Advisory, SEBI Registered Investment Adviser, registration INA000019503. UAE: RuDo Digital Wealth, FSRA Financial Services Permission 220155, Category 3C (Retail), ADGM. General information, not a recommendation to buy or sell this fund. Past performance does not indicate future returns.

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