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Nippon India Balanced Advantage Fund Growth Plan Growth Option

Regular plan · Growth · Balanced Advantage · Nippon Life India

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₹187.12

-₹0.57 (-0.30%) on the day

NAV on 13 Nov 2026. Mutual funds publish one NAV a day, after the market closes.

Near its 52-week high (-0.3%)

What stands out

This fund +3.15%CRISIL Hybrid 50+50 - Moderate -0.54%13 Nov 2025 to 13 Nov 2026 (CRISIL Hybrid 50+50 - Moderate to 12 Nov 2026)
Return1 day1 week1 month3 months6 monthsThis year1 year3 years5 years10 years
This fund-0.30%+0.79%+4.95%+0.76%+6.26%+3.11%+3.15%+10.34%+8.64%+10.34%
In US dollarssame as UAE dirhams-------2.62%+6.02%+3.69%+6.66%
CRISIL Hybrid 50+50 - Moderateto 12 Nov 2026+0.17%+2.76%+11.48%+3.26%+8.30%-1.45%-0.53%+10.00%+7.92%+12.12%
Average of balanced advantage funds--+5.12%+0.97%+5.86%+2.01%+2.20%+9.31%+8.15%+9.81%
Rank among them--25/4222/4019/4015/3913/3911/3211/266/15

Returns from the plan's own NAVs to 13 Nov 2026. 3, 5 and 10 years are a yearly rate. Rank 1 is the best return; green is the top half, red the bottom half. Past performance does not indicate future returns.

If you had invested

You invest

₹6.00 L

60 months from Dec 2021

Worth today

₹7.54 L

+25.6%

₹10,000 at the start of every month, valued at the NAV of 13 Nov 2026. Before tax. Past performance does not indicate future returns.

Calendar years ahead of CRISIL Hybrid 50+50 - Moderate2 of 10

Where it ranks

among 42 balanced advantage funds, Regular plans

1 year

13 of 39

Second quarter

3 years

11 of 32

Second quarter

5 years

11 of 26

Second quarter

Lowest cost

14 of 41

Second quarter

Best over 3 years3 yr a yearCost
1Aditya Birla Sun Life Dynamic Asset Allocation Omni FOF+12.8%1.18%
2Aditya Birla Sun Life Balanced Advantage Fund+12.0%1.95%
3Baroda BNP Paribas Balanced Advantage Fund-Regular Plan+11.9%2.05%
4Axis Balanced Advantage Fund+11.8%2.15%
5ICICI Prudential Balanced Advantage Fund+11.5%1.57%
11Nippon India Balanced Advantage Fund-Growth Plan-Growth Option this fund+10.3%1.99%

Every fund in the category computed from its own NAV the same way, to 13 Nov 2026. All Balanced Advantage funds ›

Fund details

52-week range of the NAV

-0.3% from the high of 12 Nov 2026

₹168.48₹187.69

Fund size

₹9,532 Cr

Yearly cost (expense ratio)

1.99%

₹1,990 a year on ₹1 lakh

Exit load

Yes

Nil for 10% of units on or before 12M, In excess of limit 1% on or before 12M and Nil after 12M

Minimum SIP

₹100

Lump sum from ₹100

Risk level

Very High

Benchmark

CRISIL Hybrid 50+50 - Moderate

Fund manager

Sushil Budhia

Launched

15 Nov 2004

Risk at a glance

Ups and downs (volatility), 3 years

9.1%

a year; CRISIL Hybrid 50+50 - Moderate 13.0%

Worst fall since launch

-62.6%

Jan 2008 to Mar 2009; back by Aug 2010

Worst calendar year

-53.7%

2008; best 2009 +96.8%

Months that ended up

67%

of the last 36 months

Against other balanced advantage funds, last 3 years (worst fall: 5 years)

Volatility

✓ 9.1%

Steadier than peers · average 10.0%

10 of 34

Worst fall

✓ -9.0%

Fell less than peers · average -11.2%

8 of 26

Sharpe ratio

✓ 0.43

More return for the risk · average 0.30

11 of 32

Yearly cost

= 1.99%

About average · average 2.19%

14 of 41

More measures ›

Sharpe ratio, 3 years

0.43

Return above the CRISIL Overnight Index per unit of volatility

Sortino ratio, 3 years

0.66

The same, counting only falls

Alpha vs CRISIL Hybrid 50+50 - Moderate

+1.55%

Yearly return beyond what its beta explains

Beta vs CRISIL Hybrid 50+50 - Moderate

0.64

Moves this much when the index moves 1%

Share of the index's rises

77%

In months the index rose

Share of the index's falls

58%

In months the index fell; lower is better

Over the last 3 years, from the fund's NAVs against the CRISIL Hybrid 50+50 - Moderate.

Rolling returns

Every 3-year holding period, month by month, as a yearly rate

Made money

99%

of periods

Beat CRISIL Hybrid 50+50 - Moderate

47%

of periods

Worst

-0.3%

a year, to Sep 2013

Best

+33.9%

a year, to Feb 2012

This fund (solid) and CRISIL Hybrid 50+50 - Moderate (dashed): 196 periods from month-end NAVs. Past performance does not indicate future returns.

Compare rolling returns with other funds, in ₹, $ or AED ›

What it holds

100 holdings, as of Aug 2026
  1. 1ICICI Bank Ltd6.00%
  2. 2HDFC Bank Ltd5.69%
  3. 3State Bank Of India2.68%
  4. 4Axis Bank Ltd2.63%
  5. 5Reliance Industries Ltd2.58%
  6. 6Infosys Ltd2.52%
  7. 7Cash, TREPS and repo2.40%
  8. 8Bharti Airtel Ltd2.30%
  9. 9Mahindra & Mahindra Ltd2.17%
  10. 10Kotak Mahindra Bank Ltd2.04%
Show all 100 ›
  1. 11Larsen & Toubro Ltd1.88%
  2. 12Zomato Ltd1.83%
  3. 13Bajaj Finance Ltd1.65%
  4. 14NTPC Ltd1.56%
  5. 15Cube Highways Trust-InvIT Fund1.52%
  6. 167.48% National Bank For Agriculture and Rural Development1.51%
  7. 17Mindspace Business Parks REIT1.29%
  8. 18Muthoot Finance Ltd1.25%
  9. 19Samvardhana Motherson International Ltd1.24%
  10. 20FSN E-Commerce Ventures Ltd1.07%
  11. 21Cash, TREPS and repo1.01%
  12. 22Interglobe Aviation Ltd1.00%
  13. 23Cholamandalam Investment and Finance Company Ltd0.98%
  14. 24CG Power And Industrial Solutions Ltd0.97%
  15. 258.2% Adani Power Ltd0.95%
  16. 26ITC Ltd0.92%
  17. 27TVS Motor Company Ltd0.92%
  18. 28National Highways Infra Trust0.90%
  19. 29Star Health And Allied Insurance Company Ltd0.87%
  20. 30Pidilite Industries Ltd0.86%
  21. 31Godrej Consumer Products Ltd0.86%
  22. 32Ipca Laboratories Ltd0.84%
  23. 33Hindustan Aeronautics Ltd0.83%
  24. 34Pine Labs Ltd0.82%
  25. 35SAI Life Sciences Ltd0.82%
  26. 36Sun Pharmaceutical Industries Ltd0.81%
  27. 37PB Fintech Ltd0.79%
  28. 38Hindustan Unilever Ltd0.78%
  29. 39Maruti Suzuki India Ltd0.77%
  30. 40Tech Mahindra Ltd0.77%
  31. 418.15% Tata Capital Ltd0.76%
  32. 427.79% Bajaj Finance Ltd0.74%
  33. 43Piramal Finance Ltd0.71%
  34. 44SBI Life Insurance Company Ltd0.70%
  35. 45Coforge Ltd0.70%
  36. 468.08% Suryapet Khammam Road Ltd0.69%
  37. 47Swiggy Ltd0.68%
  38. 48Bharat Heavy Electricals Ltd0.67%
  39. 49Tata Power Co. Ltd0.66%
  40. 509.5% Vedanta Aluminium Metal Ltd0.66%
  41. 51AU Small Finance Bank Ltd0.66%
  42. 527.67% State Government Securities0.64%
  43. 53Jubilant Foodworks Ltd0.63%
  44. 54Adani Wilmar Ltd0.63%
  45. 55Devyani International Ltd0.62%
  46. 56LG Electronics India�Ltd0.61%
  47. 57United Breweries Ltd0.61%
  48. 58GE T&D India Ltd0.61%
  49. 597.28% REC Ltd0.60%
  50. 60Vedanta Aluminium Metal Ltd0.59%
  51. 617.29% Small Industries Dev Bank of India0.58%
  52. 62Prestige Estates Projects Ltd0.58%
  53. 63NTPC Green Energy Ltd0.56%
  54. 64Mphasis Ltd0.55%
  55. 65Gillette India Ltd0.54%
  56. 66Nexus Select Trust - REIT0.53%
  57. 67Varun Beverages Ltd0.52%
  58. 68Cash, TREPS and repo0.52%
  59. 69Brookfield India Real Estate Trust0.52%
  60. 707.17% Government of India0.51%
  61. 717.87% Bajaj Housing Finance Ltd0.50%
  62. 728.15% JIO Credit Ltd0.50%
  63. 737.55% L&T Metro Rail (Hyderabad) Ltd0.49%
  64. 74United Spirits Ltd0.47%
  65. 75ABB India Ltd0.47%
  66. 76Avenue Supermarts Ltd0.45%
  67. 77Trent Ltd [Lakme Ltd]0.45%
  68. 78Raajmarg Infra Investment Trust0.45%
  69. 793M India Ltd0.44%
  70. 80IndiGrid Infrastructure Trust0.43%
  71. 81Lic Housing Finance Ltd0.43%
  72. 82Brigade Enterprises Ltd0.42%
  73. 83Page Industries Ltd0.42%
  74. 84Ltimindtree Ltd0.41%
  75. 858.45% Adani Airport Holdings Ltd0.40%
  76. 867.18% Government of India0.36%
  77. 87National Highways Infra Trust0.36%
  78. 88Krishna Institute of Medical Sciences Ltd0.36%
  79. 89Kirloskar Oil Engines Ltd0.35%
  80. 90Mankind Pharma Ltd0.34%
  81. 91Knowledge Realty Trust0.32%
  82. 929% Aptus Finance India Private Ltd0.32%
  83. 93Dr. Reddys Laboratories Ltd0.31%
  84. 94Britannia Industries Ltd0.31%
  85. 95Kaynes Technology India Ltd0.30%
  86. 968.75% Vastu Finserve India Private Ltd0.29%
  87. 97JSW Infrastructure Ltd0.28%
  88. 98HDFC Asset Management Company Ltd0.26%
  89. 997.8% State Government Securities0.26%
  90. 1007.1% Government of India0.26%

Top 10: 31.0% of the fund. Check overlap with another fund ›

By company size

  • Large cap52.6%
  • Mid cap11.5%
  • Small cap7.6%
  • Other (cash, foreign, debt)28.3%

Shares by sector

  • Financial Services25.3%
  • Consumer Discretionary11.9%
  • Technology6.6%
  • Industrials6.1%
  • Consumer Staples5.6%
  • Healthcare3.5%
  • Utilities2.8%
  • Energy2.6%
P/E of holdings
33.2
Turnover a year
183%
Average maturity
3.6 years
Modified duration
2.7 years

Year by year

Year2026 so far202520242023202220212020201920182017
This fund+3.1%+7.3%+13.0%+17.5%+5.1%+15.7%+11.2%+8.3%+0.4%+25.2%
CRISIL Hybrid 50+50 - Moderate-1.5%+11.4%+9.8%+19.4%+5.4%+22.1%+15.2%+12.8%+5.0%+25.3%
Average of balanced advantage funds+1.8%+5.4%+13.0%+19.2%+4.0%+15.4%+11.6%+7.6%+1.6%+19.8%
From the plan's own NAVs. The current year is to date.

SIP returns of balanced advantage funds · Fund returns in dollars · All balanced advantage funds · Fund screener

About Nippon India Balanced Advantage Fund Growth Plan Growth Option

Nippon India Balanced Advantage Fund Growth Plan Growth Option is a Dynamic Asset Allocation hybrid fund from Nippon Life India Asset Management Limited, launched on 15 Nov 2004. Its benchmark is the CRISIL Hybrid 50+50 - Moderate Index. The expense ratio is 1.99% a year. It manages ₹9,532 crore. The NAV was ₹187.12 on 13 Nov 2026. Over 10 years it returned 10.34% a year in rupees and 6.66% a year in US dollars and UAE dirhams, as the rupee fell 3.46% a year against the dollar.

Questions about Nippon India Balanced Advantage Fund-Growth Plan-Growth Option

What is the NAV of Nippon India Balanced Advantage Fund-Growth Plan-Growth Option Regular Growth?

The NAV of Nippon India Balanced Advantage Fund-Growth Plan-Growth Option Regular Growth was ₹187.12 on 13 Nov 2026. Mutual fund NAVs are published once a day, after markets close.

What are the returns of Nippon India Balanced Advantage Fund-Growth Plan-Growth Option Regular Growth?

Nippon India Balanced Advantage Fund-Growth Plan-Growth Option Regular Growth returned 3.1% over 1 year, 10.3% a year over 3 years, 8.6% a year over 5 years and 10.3% a year over 10 years, to 13 Nov 2026, worked out from its own daily NAV. It returned more than the CRISIL Hybrid 50+50 - Moderate Index in 2 of 10 calendar years since 2017.

What has Nippon India Balanced Advantage Fund-Growth Plan-Growth Option returned in US dollars and UAE dirhams?

In US dollars it returned -2.6% over 1 year, 6.0% a year over 3 years, 3.7% a year over 5 years and 6.7% a year over 10 years. The rupee fell 3.5% a year against the dollar over 10 years, which accounts for the gap from the rupee return. The UAE dirham is pegged to the dollar, so returns in dirhams are the same.

What is the expense ratio of Nippon India Balanced Advantage Fund-Growth Plan-Growth Option Regular Growth?

1.99% a year. It is taken from the fund's assets every day, so the NAV and every return shown are already after this cost.

Can NRIs in the UAE invest in Nippon India Balanced Advantage Fund-Growth Plan-Growth Option?

NRIs can generally invest once KYC is complete, paying from an NRE or NRO account. Some fund houses do not accept investments from residents of the US and Canada.

How are Nippon India Balanced Advantage Fund-Growth Plan-Growth Option gains taxed for NRIs?

India's tax on this fund depends on how much of it is in shares and when the units were bought, and for NRIs it is deducted when units are redeemed. The UAE has no personal income tax, and the India UAE tax treaty may apply, so confirm your position with a tax adviser.

Rolling returns in dollars shows every period, not just the latest.

Compare every balanced advantage fund on returns, volatility, worst fall and cost.

Investing from the UAE. NRIs can generally invest once KYC is complete, paying from an NRE or NRO account. Some fund houses restrict residents of the US and Canada. India's tax on this fund depends on its equity share and when the units were bought, and is deducted when an NRI redeems. The UAE has no personal income tax and the India UAE treaty may apply, so confirm your position with a tax adviser.

Data from RuDo Wealth fund analytics, NAV as of 13 Nov 2026; benchmark as named by Nippon Life India Asset Management Limited. India: RuDo Wealth Investment Advisory, SEBI Registered Investment Adviser, registration INA000019503. UAE: RuDo Digital Wealth, FSRA Financial Services Permission 220155, Category 3C (Retail), ADGM. General information, not a recommendation to buy or sell this fund. Past performance does not indicate future returns.

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