Bandhan Value Fund vs UTI Value Fund
Portfolio overlap: how much of the two funds sits in the same stocks. Holdings as of Aug 2026.
Portfolio overlap
40.3%
Moderate overlap
Some shared stocks, different bets.
20
Common stocks
41
Only in Bandhan Value Fund
44
Only in UTI Value Fund
Overlap adds the smaller weight of each common stock. Shares only; cash, bonds and REITs left out.
20 common stocks
Bandhan Value FundUTI Value Fund| Stock | Bandhan Value Fund | UTI Value Fund | Overlap |
|---|---|---|---|
| HDFC Bank LtdFinancial Services | 7.81% | 7.52% | 7.52% |
| ICICI Bank LtdFinancial Services | 4.37% | 6.49% | 4.37% |
| Kotak Mahindra Bank LtdFinancial Services | 6.30% | 3.94% | 3.94% |
| Axis Bank LtdFinancial Services | 3.52% | 3.87% | 3.52% |
| Infosys LtdTechnology | 3.52% | 3.38% | 3.38% |
| Reliance Industries LtdEnergy | 6.40% | 2.53% | 2.53% |
| Bharti Airtel LtdCommunication Services | 2.18% | 4.12% | 2.18% |
| Maruti Suzuki India LtdConsumer Discretionary | 2.46% | 1.98% | 1.98% |
| Mahindra & Mahindra Financial Services LtdFinancial Services | 2.06% | 1.60% | 1.60% |
| Cipla LtdHealthcare | 1.27% | 1.69% | 1.27% |
| HDFC Life Insurance Company LtdFinancial Services | 2.06% | 1.02% | 1.02% |
| Oil And Natural Gas Corporation LtdEnergy | 2.09% | 0.97% | 0.97% |
| Larsen & Toubro LtdIndustrials | 2.23% | 0.95% | 0.95% |
| Crompton Greaves Consumer Electricals LtdConsumer Discretionary | 0.95% | 1.48% | 0.95% |
| Info Edge (India) LtdConsumer Discretionary | 0.92% | 1.44% | 0.92% |
| Hero Motocorp LtdConsumer Discretionary | 1.23% | 0.74% | 0.74% |
| Emami LtdConsumer Staples | 0.91% | 0.72% | 0.72% |
| Dalmia Bharat LtdMaterials | 0.70% | 1.07% | 0.70% |
| ITC LtdConsumer Staples | 2.18% | 0.53% | 0.53% |
| Dabur India LtdConsumer Staples | 0.53% | 1.03% | 0.53% |
| Total | 53.69% | 47.07% | 40.32% |
Only in Bandhan Value Fund
41 stocks, 39.7% of the fund
- Tata Consultancy Services LtdTechnology4.09%
- Jindal Steel & Power LtdMaterials1.91%
- IDFC First Bank LtdFinancial Services1.89%
- ICICI Lombard General Insurance Company LtdFinancial Services1.88%
- Dr. Reddys Laboratories LtdHealthcare1.85%
- Aurobindo Pharma LtdHealthcare1.72%
- V-Mart Retail LtdConsumer Discretionary1.69%
- Poonawalla Fincorp LtdFinancial Services1.67%
- Sterlite Technologies LtdTechnology1.61%
- Hindustan Unilever LtdConsumer Staples1.48%
Only in UTI Value Fund
44 stocks, 51.9% of the fund
- State Bank Of IndiaFinancial Services3.43%
- Mahindra & Mahindra LtdConsumer Discretionary3.14%
- Tech Mahindra LtdTechnology2.59%
- Indusind Bank LtdFinancial Services1.83%
- Power Grid Corporation Of India LtdUtilities1.79%
- Mphasis LtdTechnology1.75%
- The Phoenix Mills LtdReal Estate1.69%
- Brigade Enterprises LtdReal Estate1.63%
- Tata Steel LtdMaterials1.54%
- Fortis Healthcare LtdHealthcare1.49%
Check another pair
More Value pairs
What is mutual fund portfolio overlap?
Portfolio overlap is the share of two funds' money that sits in the same stocks in the same amounts. Two flexi cap funds that both hold HDFC Bank, ICICI Bank and Reliance overlap by the smaller of their weights in each of those stocks.
How is portfolio overlap calculated?
For every stock both funds hold, take the smaller of the two weights, then add them up. If one fund holds HDFC Bank at 8% and the other at 5%, that stock adds 5% to the overlap. Only shares count; cash, bonds, deposits and REITs are left out. The figures use each fund's latest monthly portfolio disclosure.
Is high overlap between two funds bad?
Not by itself. RuDo studied 33,153 pairs of diversified equity funds over five years to September 2026. Funds from different fund houses with 50% to 70% overlap shared mostly the index's largest stocks, and holding both still made returns swing 12% to 15% less around the index than holding either one. Overlap above 70% came mostly from two funds of the same fund house, which hold nearly the same portfolio.
How often does the overlap change?
Fund houses disclose their portfolios every month, so the overlap is refreshed as each new disclosure arrives. It moves slowly for most diversified funds and faster for focused or high-turnover funds.
Based on each fund's monthly portfolio disclosure. Past performance does not indicate future returns.