ELSS Tax Saving fund SIP returns
What ₹10,000 a month grew to in every elss tax saving fund, to 11 Nov 2026.
Category average, 5 years
10.2%
₹6.00 L became ₹7.70 L
NIFTY 500 Index, 5 years
10.7%
became ₹7.79 L
Highest, 5 years
16.7%
Motilal Oswal ELSS Tax Saver Fund
Regular plan, Growth option.
₹10,000 a month for 5 years: ₹6.00 L invested
| Fund | ||||
|---|---|---|---|---|
| Category average | ₹7.70 L | 10.2% | ||
| NIFTY 500 Index | ₹7.79 L | 10.7% | ||
| ₹8.99 L | 16.7% | ₹4,890 Cr | 2.09% | |
| ₹8.36 L | 13.7% | ₹13,103 Cr | 2.15% | |
| ₹8.36 L | 13.6% | ₹240 Cr | 2.69% | |
| ₹8.34 L | 13.5% | ₹3,974 Cr | 2.00% | |
| ₹8.22 L | 13.0% | ₹30,027 Cr | 1.87% | |
| ₹8.11 L | 12.4% | ₹857 Cr | 2.48% | |
| ₹8.08 L | 12.2% | ₹14,949 Cr | 1.77% | |
| ₹8.07 L | 12.2% | ₹15,569 Cr | 1.81% | |
| ₹8.00 L | 11.8% | ₹445 Cr | 2.57% | |
| ₹7.99 L | 11.8% | ₹14,096 Cr | 1.80% | |
| ₹7.91 L | 11.3% | ₹428 Cr | 2.57% | |
| ₹7.85 L | 11.0% | ₹1,366 Cr | 2.33% | |
| ₹7.84 L | 11.0% | ₹24,625 Cr | 1.96% | |
| ₹7.83 L | 10.9% | ₹6,071 Cr | 1.94% | |
| ₹7.81 L | 10.8% | ₹70.89 Cr | 2.61% | |
| ₹7.75 L | 10.5% | ₹4,427 Cr | 1.94% | |
| ₹7.75 L | 10.5% | ₹13,498 Cr | 1.79% | |
| ₹7.75 L | 10.5% | ₹8,167 Cr | 1.85% | |
| ₹7.74 L | 10.5% | ₹2,598 Cr | 2.29% | |
| ₹7.72 L | 10.3% | ₹5,839 Cr | 1.92% | |
| ₹7.70 L | 10.2% | ₹6,596 Cr | 2.03% | |
| ₹7.63 L | 9.8% | ₹30,269 Cr | 1.77% | |
| ₹7.62 L | 9.8% | ₹13,559 Cr | 1.79% | |
| ₹7.61 L | 9.8% | ₹821 Cr | 2.65% | |
| ₹7.44 L | 8.8% | ₹680 Cr | 2.62% | |
| ₹7.39 L | 8.5% | ₹196 Cr | 2.16% | |
| ₹7.36 L | 8.4% | ₹972 Cr | 2.44% | |
| ₹7.30 L | 8.1% | ₹5,401 Cr | 1.83% | |
| ₹7.30 L | 8.0% | ₹1,212 Cr | 2.31% | |
| ₹7.24 L | 7.7% | ₹829 Cr | 2.52% | |
| ₹7.21 L | 7.5% | ₹48.25 Cr | 2.90% | |
| ₹7.17 L | 7.3% | ₹3,253 Cr | 1.95% | |
| ₹7.00 L | 6.3% | ₹1,217 Cr | 2.31% | |
| ₹6.88 L | 5.6% | ₹44.46 Cr | 2.54% |
34 funds with 5 years of history; 6 younger funds left out. Click a heading to sort.
How are elss tax saving fund SIP returns worked out?
₹10,000 is invested every month on the same day of the month as the latest NAV, the last instalment on that day, so a 1-year SIP has 12 instalments. Units are bought at each day's NAV and valued at the latest NAV. The return is XIRR: the yearly rate that turns the instalments into today's value.
Why is SIP return different from the fund's trailing return?
A trailing return measures one lump sum invested at the start. In a SIP most of the money goes in later, so recent months weigh more. After a rise near the end a SIP return is higher than the trailing return; after a fall, lower.
Does a high past SIP return mean a good fund to start a SIP in?
Not on its own. SIP returns over 1 to 3 years depend heavily on where the market ended. Look at 5 and 10 years, at the fund's rolling returns and at how it ranked in its category year by year.
Worked out from each fund's own daily NAV. Past performance does not indicate future returns.