Retirement fund SIP returns
What ₹10,000 a month grew to in every retirement fund, to 11 Nov 2026.
Category average, 5 years
8.4%
₹6.00 L became ₹7.36 L
Highest, 5 years
16.1%
ICICI Prudential Retirement Fund - Pure Equity
Regular plan, Growth option.
₹10,000 a month for 5 years: ₹6.00 L invested
| Fund | ||||
|---|---|---|---|---|
| Category average | ₹7.36 L | 8.4% | ||
| ₹8.87 L | 16.1% | ₹2,106 Cr | 2.15% | |
| ₹8.46 L | 14.1% | ₹465 Cr | 2.64% | |
| ₹8.29 L | 13.3% | ₹1,268 Cr | 2.50% | |
| ₹7.80 L | 10.8% | ₹2,104 Cr | 2.21% | |
| ₹7.71 L | 10.3% | ₹2,115 Cr | 2.18% | |
| ₹7.60 L | 9.7% | ₹2,939 Cr | 2.23% | |
| ₹7.58 L | 9.6% | ₹110 Cr | 2.42% | |
| ₹7.57 L | 9.5% | ₹6,645 Cr | 1.88% | |
| ₹7.53 L | 9.3% | ₹1,587 Cr | 2.16% | |
| ₹7.53 L | 9.3% | ₹3,066 Cr | 2.09% | |
| ₹7.49 L | 9.1% | ₹269 Cr | 2.57% | |
| ₹7.39 L | 8.6% | ₹666 Cr | 2.50% | |
| ₹7.28 L | 7.9% | ₹95.26 Cr | 2.26% | |
| ₹7.26 L | 7.8% | ₹4,578 Cr | 1.63% | |
| ₹7.10 L | 6.9% | ₹248 Cr | 1.77% | |
| ₹7.10 L | 6.9% | ₹1,530 Cr | 2.13% | |
| ₹7.09 L | 6.8% | ₹4,930 Cr | 1.60% | |
| ₹6.98 L | 6.2% | ₹479 Cr | 2.24% | |
| ₹6.98 L | 6.2% | ₹26.62 Cr | 1.96% | |
| ₹6.98 L | 6.2% | ₹138 Cr | 1.45% | |
| ₹6.97 L | 6.1% | ₹165 Cr | 2.17% | |
| ₹6.85 L | 5.4% | ₹44.70 Cr | 2.16% | |
| ₹6.84 L | 5.4% | ₹143 Cr | 2.33% | |
| ₹6.81 L | 5.2% | ₹138 Cr | 2.11% | |
| ₹6.80 L | 5.1% | ₹79.47 Cr | 2.14% | |
| ₹6.65 L | 4.2% | ₹13.55 Cr | 2.05% |
26 funds with 5 years of history; 4 younger funds left out. Click a heading to sort.
How are retirement fund SIP returns worked out?
₹10,000 is invested every month on the same day of the month as the latest NAV, the last instalment on that day, so a 1-year SIP has 12 instalments. Units are bought at each day's NAV and valued at the latest NAV. The return is XIRR: the yearly rate that turns the instalments into today's value.
Why is SIP return different from the fund's trailing return?
A trailing return measures one lump sum invested at the start. In a SIP most of the money goes in later, so recent months weigh more. After a rise near the end a SIP return is higher than the trailing return; after a fall, lower.
Does a high past SIP return mean a good fund to start a SIP in?
Not on its own. SIP returns over 1 to 3 years depend heavily on where the market ended. Look at 5 and 10 years, at the fund's rolling returns and at how it ranked in its category year by year.
Worked out from each fund's own daily NAV. Past performance does not indicate future returns.